The one app you need to

get out of debt.

debt.
No origination fees. No impact on credit score to check your rates.1
Rated 4.8* on App Store & 4.7* on Play Store
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Rated 4.8* on App Store & 4.7* on Play Store
Bright Credit - Refinance Debt and Regain Financial ControlBright Credit - Refinance Debt and Regain Financial Control
AS FEATURED BY

Refinance those high APR credit cards

Bright Credit

Bright
Credit

Grows with you
No impact to credit score to check your rates¹
No origination fees
*illustrative example
Technology to reduce debt and build credit.³

Tailored to You.

You
Bright learns your goals. Studies your money. Gives you all the tools to get results.

A personal money plan

Based on your goals
Step by step guide to lower debt
Build savings faster
Adapts to your finances

A payment system for all your cards.

Pay on time with one app
Pre-plan Payments and Stay Equipped
Avoid late fees

Bright Credit

Refinance high-interest credit card debt
No origination fees
Grows with you
No impact on credit score to check your rates¹

Bright Builder

Build Credit with payment history³
0% APR. No interest fees
Reported to major bureaus
No minimum credit score needed to apply

A payment system for all your cards.

Pay on time with one app
No more math.
Avoid late fees.
Pay off debt up to 4x faster.³

Hear from real people.

& Join thousands getting debt in control with Bright!
Bright studies your financials. Learns about your goals. Moves funds automatically. Delivers real results for you.
Trust pilot ratings
BBB Accredited Business A
Always safe.

With world-class security.

security

Bright uses bank-level security with 256-bit encryption for security. We also only use your data for transactions you've approved. That's it. Nothing more.

Real humans. By email or chat.

One-on-one help, with 93% customer rating

93%
Everything made easy!

All for less than $10 a month!

$10
*illustrative example