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Send us an email at hello@brightmoney.co.
We're always happy to chat or get feedback


About Bright

Getting Started & My Account


What is Bright?

Bright is the new way to manage your money, leveraging the power of AI to help you get the most out of your finances. We want to help the millions of Americans carrying credit card balances and paying thousands in fees and interest to their banks every year. We want to help them reduce their debt, save better, and build a stronger financial future.

Our goal is to leverage the world’s best Data Science, to power your money decisions and make it really easy to get the most out of your money. We want to give you the confidence and freedom to get on with your life - let us do the hard work of worrying about your credit cards and how to handle them.

How will Bright help me?

Bright helps you manage your credit cards. You will be able to reduce your credit card debt and save $1,000s on your interest costs. Bright securely connects to your bank accounts and uses the power of AI to find the best way to pay your cards and reduce your balances, all within your budget. Bright’s AI does the hard work of understanding your credit balances and spend, making it as easy as a couple of taps to pay your cards. That means less worry about due dates, no more late fees and more money in your pocket every month.

How does Bright work?

Bright was built by professional data scientists from some of the world’s best technology companies to change the way we manage our money, giving you the power of AI in a simple and intuitive app to manage your credit cards.

Once you connect your bank accounts, Bright gets to work - analyzing your spend and credit card bills - to deliver your optimal payment plan. We then let you manage and pay your cards via the Bright app. We have built integrations with all the major credit cards, meaning you can pay your cards in a couple of taps without ever leaving Bright.

Our goal is to give you the confidence to reduce your debt, save on interest costs and grow your savings without the hard work. Bright does all the planning for you.

Is Bright Live?

Bright is currently open to select Beta Users. Check back often as we release new features and updates weekly.

Is Bright free?

Bright is completely free. We will not charge fees for our service and you can link as many accounts and credit cards without any fees.

Do I get rewards for using Bright?

Bright helps you reduce credit card debt and save on interest costs. By using the Bright platform, we help you pay less to your bank, so you have more money in your pocket each month.

Soon, we will also roll out exciting new rewards that give you even more benefits. Check back soon as we announce all the extra benefits you will get through Bright.

How does Bright make money?

Bright is building a new approach to how you manage your money, giving you highly personalized products that help you reduce debt, build savings and gain greater confidence in your finances. Through the coming months we will launch various products such as the Bright Loan Account that help you save even more in interest costs.