Bright’s algorithm looks at millions of data points and analyses your historic transactions over the past 5 years, to build a deep understanding of your spending habits and income.
Each day Bright looks at 4 key areas to assess how much to pay:
Credit card balances and due dates
Based on this Bright allocates the right amount to your credit card, paying down towards the Min Due and eventually your balance. Bright finds the right amount to pay, that you won’t need for upcoming bills.