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How long do payments take to reach my credit card?

Bright works with all major US credit cards to manage your payments. Payments typically take 3 business days to clear, although your bank can take longer to reflect the payment on your statement.

The Bright payment will reflect on your credit card statement as Electronic Payment Received with a credit for the amount paid.

While in transit your funds are FDIC insured up to a balance of $250,000, and we will always guarantee that payments will reach your card.

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