Brandon

New York, NY
Bright user since
January 2020
Saved with Bright
$5,636
Balance before / after Bright
$20,022 /
$14,386
Credit Cards with Bright
19
Favorite thing about Bright

I have always struggled to manage my multiple credit cards and Bright has been a life changer for me. It keeps clearing out my credit card bills by taking out small payments automatically.

DEBT FREE GOAL
2023

What comes to your mind when you hear ‘debt’?

I have 19 credit cards. That’s just too many due dates and minimum payments to manage. It’s just overwhelming.

What comes to your mind when you hear ‘Bright’?

What made you use Bright?

What made you stick with Bright?

I am running two businesses and I also work as a consultant. I am too busy to take time to manage my credit cards so I was looking for a solution that would take care of it for me. Bright has been able to make all of my payments without me even realizing it, which is great.

How has been your experience with Bright?

Before Bright, I was using spreadsheets to track my credit card due dates. I was just paying the minimum balance but that method wasn’t very effective and I used to miss my due dates quite frequently. Bright has worked out well for me, it pays off a lot more than the minimum amount and pays before the due dates. I really enjoy using this app. Bright has done what I have been struggling to do all my adult life.

How has Bright changed your financial situation?

How has Bright helped you with your debts?

I cleared off my one card last month and my credit score improved by 37 points which was incredible. This was possible because Bright makes my credit card payments ahead of the due dates and makes more than the minimum payments.

How is Bright different from other financial tools you’ve used?