Citi Prestige® Credit Card
Citi Card cardholder have the opportunity to get a 0% Intro APR for 12-month for purchase and a 21-month 0% Intro APR for balance transfer from the 1st transfer
Card Summary
Citi Prestige Credit Card offers travel rewards credit cards. This card earns you five points for every dollar spent on dining and air travel, and three points per $1 on hotels, cruise lines, and other hotel purchases. You can also get one point per $2 on all other purchases.
Citi Prestige Credit Card provides valuable benefits for travelers, including a $250 annual credit and a credit of $100 towards TSA precheck or Global Entry fees.
You can also book through Citi Prestige Concierge to receive a fourth night free at any hotel you choose with a minimum 4 nights consecutive stay. Priority Pass airport lounge access is available.
Card Summary - Cons
Rates and fees
Highlights
After spending $4,000 in the first 3 months, you will earn 50,000 bonus points. Enjoy extraordinary hotel and travel rewards when you use the Citi Prestige Card. This Citi ThankYou Rewards credit card is for avid travellers.
When you book through the ThankYou Travel Center, your 50,000 Bonus ThankYou Points can be redeemed for $500 travel.
Get 5X points on Air Travel and Dining. Get 3X points on Hotels and Cruise Lines. All other purchases eligible for 1X.
After a minimum of 4 nights consecutively booked through ThankYou.com, you will receive a complimentary 4th night at the hotel of your choosing (based on an average night's stay and exclusive of taxes).
Priority Pass Select gives you free access to hundreds VIP lounges. You can get up to $250 in Travel Credit every calendar year. There is no requirement to sign up, credit will be applied automatically for eligible purchases.
Comparative Analysis with Other Cards
Citi Prestige Credit Card vs. American Express Platinum Card vs. Chase Sapphire Reserve
Annual Fee: Citi Prestige Credit Cards have a $495 fee. Annual fee for Capital One Venture Rewards Credit Card: $95.
Reward: Citi Prestige Credit Cards earns 5 points per $1 on dining and air travel, 3 points on hotel and cruise line stays and 1 point on any other purchase. Capital One Venture Rewards Credit Card earns 2 miles for every dollar spent.
Sign up bonus: Citi Prestige Credit Cards offers a sign-up bonus of 50,000 points after you spend $4,000 within the first three months. Capital One Venture Rewards Credit card earns 60,000 bonus points if you spend $3,000 within three months of account opening. This is equivalent to $600 for travel.
Benefits: Citi Prestige Credit Card Benefits include a 250-dollar annual travel credit and a credit of up to $100 for Global Entry and TSA Precheck applications. A complimentary fourth night is included with a minimum 4-night stay at a hotel. Priority Pass access to airport lounges can also be accessed. Identity theft support may also be available.
Capital One Venture Rewards Credit card offers upgrades and discounts at participating hotels and resorts. It also provides concierge service and access to Priority Pass airport lounges.
Citi Prestige Credit Card vs. Chase Sapphire Preferred Card
Annual Fee: The Citi Prestige Card costs $495 annually, while the Chase Sapphire Preferred Card charges $95.
Reward: The Citi Prestige Credit card will give you five points for every dollar spent on dining and air travel, and three points for each dollar spent on lodging and cruises. You'll also earn one point for all purchases. Chase Sapphire Preferred Card gives you five Lyft points per $1 (valid until March 2022), three Lyft points per Dollar on restaurant dining, two Lyft points per $ on travel, and one point for all purchases.
Sign up bonus: After spending $4,000 within the first three months, Citi Prestige Credit Cards offers a sign-up bonus of 50,000 points. Chase Sapphire Preferred Card gives you 60,000 bonus points if you spend $4,000 within the first three months of account opening.
Benefits: Chase Ultimate Rewards will give you $750. Citi Prestige Credit card holders get up to $250 annually in travel credits, up to $100 TSA Precheck fee credit or Global Entry credit.
They also receive a fourth-night free on minimum 4-night hotels stays, Priority Pass access to airport lounges, and identity theft support. Cardholders of the Chase Sapphire Preferred Card get travel interruption and insurance, auto rental collision damage waivers, lost luggage reimbursements, trip delay reimbursements, roadside assistance and travel and emergency assistance.
Conclusion
Note: Credit Card summary is for informational purposes only and is not an endorsement of the product. Products and services described are offered by third parties and not Bright Money or its partner banks. Bright Money strives to keep its information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider, or specific product’s site and the information has not been reviewed or provided by the issuer of the product before publication.
