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Bright Builder

Bright Builder

Build Credit history with on-time payments¹

Bright Plan

Bright Plan

Customized debt pay-off and budgeting plan

Smart Round-Ups

Smart Round-Ups

Round up everyday purchases and save effortlessly

Rent Reporting

Rent Reporting

Rebuild your credit history with rent payments

Personal Loans

Personal Loans

Multiple loan offers from partners in minutes

Cash Advance

Cash Advance

Multiple offers of up to $750. All credit scores can apply

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Learn

Learn

Learn finance insights & explore latest money issues

Calculators

Calculators

Loan Repayment Calculator to check the Loan amount

Credit Cards

Credit Cards

Credit Cards supported by Bright

Careers

Careers

Discover career opportunities and join our dynamic team

FAQs

FAQs

How can we help you or get in touch with us

Get Started Arrow icon

Bright Builder

Build Credit history with on-time payments¹

Bright Plan

Customized debt pay-off and budgeting plan

Smart Round-Ups

Round up everyday purchases and save effortlessly

Rent Reporting

Rebuild your credit history with rent payments

Personal Loans

Multiple loan offers from partners in minutes

Cash Advance

Multiple offers of up to $750. All credit scores can apply

Learn

Learn finance insights & explore latest money issues

Calculators

Loan Repayment Calculator to check the Loan amount

Credit Cards

Credit Cards supported by Bright

Careers

Discover career opportunities and join our dynamic team

FAQs

How can we help you or get in touch with us

You are now leaving the Bright website and entering a third-party website. Bright has no control over the content, products or services offered nor the security or privacy of information transmitted to others via their website. We recommend that you review the privacy policy of the site you are entering. Bright does not guarantee or endorse the products, information, or recommendations provided on any third-party website.

OkayClose

You are now leaving the Bright website and entering a third-party website. Bright has no control over the content, products or services offered nor the security or privacy of information transmitted to others via their website. We recommend that you review the privacy policy of the site you are entering. Bright does not guarantee or endorse the products, information, or recommendations provided on any third-party website.

OkayClose

You are now leaving the Bright website and entering a third-party website. Bright has no control over the content, products or services offered nor the security or privacy of information transmitted to others via their website. We recommend that you review the privacy policy of the site you are entering. Bright does not guarantee or endorse the products, information, or recommendations provided on any third-party website.

OkayClose

You are now leaving the Bright website and entering a third-party website. Bright has no control over the content, products or services offered nor the security or privacy of information transmitted to others via their website. We recommend that you review the privacy policy of the site you are entering. Bright does not guarantee or endorse the products, information, or recommendations provided on any third-party website.

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Smart Round-Ups

Round-Ups
Round up everyday purchases and save effortlessly
Get Started
*illustrative example
Smart Round-Ups

How it works?

Save spare change every day

Round up everyday purchases to the nearest $0.10, based on your spending habits and Bright’s saving algorithm. Daily savings are capped at $1.¹

Your primary checking account may charge overdraft fees if you don't have enough funds to cover your Smart Round-Ups. Round-ups will be broken into multiple small savings of 1-10cents but will never exceed $1 daily

For example - Your $3.25 coffee purchase becomes a $0.75 investment towards your goals with Bright. Bright will also make multiple smart savings of <$1 based on your budget. This is in addition to rounding up your every day purchases.¹

Your primary checking account may charge overdraft fees if you don't have enough funds to cover your Smart Round-Ups

Set your goals and set aside small amounts

Choose your savings goals and see your spare change add up. Pay down credit cards, save for a vacation, or anything you want.

We’ll use your saved round-ups to pay off the credit cards connected and managed by Bright, build savings with Bright and activate Bright Builder (if applicable)

Access your savings from the Bright App

You can withdraw saved Round-Ups from the Bright Stash account in the App. Stop or pause Smart Round-Ups anytime. If you want to save quicker, accelerate Round-Up multipliers.²

You can withdraw your saved round-ups from the Bright App. You can also stop or pause smart round-ups anytime. Your money is available to you, always.²

Know more about Smart Round-Ups

How can I stop Smart Round-Ups?

How can I access my Smart Round-Ups?

How can I set up Smart Round-Ups?

Is there a fee to use Smart Round-Ups?

From what account will Bright save for Smart Round-Ups?

How do Smart Round-Ups work?

What are Smart Round-Ups?

What are Smart Round-Ups used for?

What are the benefits of Smart Round-Ups?

How often will Bright save with Smart Round-Ups?

Have more questions? Visit FAQs page

Still can’t find what your looking for?

For fast answers on your own, check out the answers on this page or get in touch.
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Bright Money provides tools for tackling debt.