Save spare change every day
Round up everyday purchases to the nearest $0.10, based on your spending habits and Bright’s saving algorithm. Daily savings are capped at $1.¹
Build Credit history with on-time payments¹
Customized debt pay-off and budgeting plan
Round up everyday purchases and save effortlessly
Rebuild your credit history with rent payments
Multiple loan offers from partners in minutes
Multiple offers of up to $750. All credit scores can apply
Build Credit history with on-time payments¹
Customized debt pay-off and budgeting plan
Round up everyday purchases and save effortlessly
Rebuild your credit history with rent payments
Multiple loan offers from partners in minutes
Multiple offers of up to $750. All credit scores can apply
Round up everyday purchases to the nearest $0.10, based on your spending habits and Bright’s saving algorithm. Daily savings are capped at $1.¹
Choose your savings goals and see your spare change add up. Pay down credit cards, save for a vacation, or anything you want.
You can withdraw saved Round-Ups from the Bright Stash account in the App. Stop or pause Smart Round-Ups anytime. If you want to save quicker, accelerate Round-Up multipliers.²
Start saving smart
You can stop Smart Round-Ups from your Bright App. You can log in to Bright App → Navigate to Profile → Click on "Stash" → Click on Smart Round-Ups → Turn off Smart Round-Ups
You can also get help from our Customer Service to turn off Smart Round-Ups.
Please reach out to Bright's Customer Support via:
You can access, withdraw, and manage Smart Round-Ups from your Bright App. Savings are held in the Bright Stash Account. You can log in to Bright App → Navigate to Home → Click on "Stash" → Click on Smart Round-Ups
You can set up Smart Round-Ups from your Bright App. You can log in to Bright App → Navigate to Profile → Click on "Stash" → Click on Smart Round-Ups → Turn On Smart Round-Ups
You can also get help from our Customer Service to turn On Smart Round-Ups.
Please reach out to Bright's Customer Support via:
Smart Round-Ups are included in your Bright Premium Membership. You can check your Membership status from the Bright App
You can log in to Bright App → Navigate to Profile → Click on "Account Info" → Click on "Membership"
You can also get help from our Customer Service to understand more about your membership
Please reach out to Bright's Customer Support via:
You can stop Smart Round-Ups from your Bright App. You can log in to Bright App → Navigate to Profile → Click on "Stash" → Click on Smart Round-Ups → Turn off Smart Round-Ups
You can also get help from our Customer Service to turn off Smart Round-Ups.Please reach out to Bright's Customer Support via:
You can access, withdraw, and manage Smart Round-Ups from your Bright App. Savings are held in the Bright Stash Account. You can log in to Bright App → Navigate to Home → Click on "Stash" → Click on Smart Round-Ups
You can set up Smart Round-Ups from your Bright App. You can log in to Bright App → Navigate to Profile → Click on “Stash” → Click on Smart Round-Ups → Turn On Smart Round-Ups
You can also get help from our Customer Service to turn On Smart Round-Ups.Please reach out to Bright's Customer Support via:
Smart Round-Ups are included in your Bright Membership. You can check your Membership status from the Bright App
You can log in to Bright App → Navigate to Profile → Click on "Account Info" → Click on "Membership"
Please reach out to Bright's Customer Support via:
Bright Capital Inc
50 California St, Suite 1621,
San Francisco CA 94111
2025 Bright Capital Inc.
Secured revolving lines of credit (“Bright Builder”) are made by
Bright Capital Inc., NMLS (2410428) only,
subject to state residency.
Bright currently does not offer Unsecured Lines of Credit (“Bright
Credit”) to new customers. Personal loan offers are available
through Bright Money’s Network Partners, subject to credit approval
and applicable state restrictions. Loan amounts and terms vary.
Deposit accounts are provided by Evolve Bank & Trust and Continental
Bank, Members FDIC. FDIC insurance will only cover the failure of
Evolve Bank & Trust and Continental Bank, Members FDIC.
Learn more
here.
Bright is a financial technology company, not a bank.
When you join Bright and if you choose to start a Premium Membership you will be charged a recurring fee of $14 per month, $39 for a three-month term, $68 for a six-month term or $97 for an annual term. Your Premium Membership will auto-renew until you cancel membership. Cancel anytime. See Membership Terms and Conditions. Bright Premium Membership is not required for Bright Builder or Personal Loan offers.
1. Your primary checking account may charge overdraft fees if you don't have enough funds to cover your Smart Round-Ups. Round-ups will be broken into multiple small savings of 1-10cents but will never exceed $1 daily.
2. Deposit accounts are provided by Evolve Bank & Trust and Continental Bank, Members FDIC. FDIC insurance will only cover the failure of Evolve Bank & Trust and Continental Bank, Members FDIC. Learn more here.
The product images shown are for illustration purposes only.