Inflation this year is pushing everyday prices higher, forcing consumers to carry more credit card debt.
Choose a business credit card if you have a lot of business-related expenses, make the most of any card’s perks.
It’s possible to make mortgage payments with a credit card. But is it a good idea?
Both can impact your credit score and, with the right action, help lower the amount you pay in interest charges.
Buying a home is harder than ever, but with a solid savings plan, you can put away enough for a first downpayment.
Credit cards can be very risky when misused, costing you a lot of money and damaging your credit score.
From Fannie Mae, new programs offer help with credit scores, security deposits, down payments and more.
When considering a business credit card as a freelancer, look for higher credit limits, rewards and competitive rates.
A score of 750 is considered a good credit score. For college students, a good credit score ranges from 670 to 739.
Co-signer's should have a credit score of 700 or more to can help you qualify for credit cards and loans.
Here are 5 essential budgeting tips for distribution center workers for stretching paychecks and spending smarter.
Here are 7 reasons to close a credit card. Make sure to watch your credit utilization and your rewards.
Here are 7 ways to use your credit cards responsibly while avoiding expensive, reckless behavior.
A credit score of 750 is often considered very good or even excellent, and is above the average credit score.
When you open an account, you’ll see a lot of tiny fine print, spelling out the terms of your agreement.
Financial challenges and inequalities remain in LGBTQ+ communities despite recent legal protections.
A grace period is the time between the end of a credit card billing cycle and the payment due date.
A balance transfer is a way to get rid of high-interest debt by moving it to a loan with a lower interest rate.
Weddings are unquestionably expensive, so how can you make sure you stay within your wedding money plan?
A credit card default can have severe consequences, leading to serious damage on your credit score.
Credit card churning may sound like a nice way to maximize rewards and points, it has a serious downside.
What’s the best way to manage the summer ahead with rising credit card debts in 2022? Read to know more!
It’s important to know how credit cards work, especially interest payments, which can catch you by surprise.
When drowning in too much debt, the idea of bankruptcy can seem like the only way out. But there's more!
Credit Counseling is a popular option for people looking for relief from their debt. But what is it?
For high interest credit card debt, a balance transfer can deliver real relief.
Hidden fees come in the form of annual fees, late payment fees, interest charges, and more.
Build credit now, not later. The sooner you build credit, the sooner you gain financial freedom.
Learn how earning interest can benefit you and increase your finances.
We all aspire to have a memorable summer, so here are 5 smart ways to save before a summer vacation.
With the busy homebuying season, here are 5 financial tips to remember when looking out for a new home.
Paying off your credit card bills before their due dates could improve your credit score faster.
Paying credit card bills any day before the payment due date is always the best way to avoid penalties.
Your credit score is a number assigned to you by credit bureaus that reflects your creditworthiness.
By making payments early, you can lower your credit utilization ratio and boost your credit score.
Payment due dates on credit cards are important because it is the last day to avoid late fees or penalties.
Used your credit cards to pay medical bills? Explore the 4 best ways to pay them off.
Using a personal loan can clear your cards and make more credit available. But be careful how you use it.
A higher credit score will open doors for you financially. Let’s look at ways to build your credit score fast.
The best credit cards for building credit accept low credit scores, require low or no fees.
Due to the current market, buying a car can be expensive - but there are ways to save, even today.
If you can’t pay off your credit card in full every month, paying the minimum due is the best you can do.
Learn about 6 simple ways that you can manage debt and not look at your credit card bills with dread.
Debt relief is a strategy or plan that helps you pay off debt and makes payments more manageable.
With interest rates on the rise in 2022, it’s a smart time to focus on paying off credit card debt.
Balance transfer credit cards offer competitive interest rates, usually with a low introductory APR.
Starting in July, any medical bills you had trouble paying will get wiped off your credit report.
Stocks are shares of ownership of a company. Learn the benefits and drawbacks before you dive you.
How one person raised their credit score by refusing more cards and making more timely payments.
Learn what credit bureaus are looking for and follow their guidelines to improve your credit scores.
Here are ways to raise your credit score, based on what credit reporting agencies are looking for.
According to credit bureaus ,a credit score of 600 is not considered good or healthy.
Teachers make about 20% less than other professionals, but wage hikes are coming to 15 states.
Use teacher discounts, apply for housing aid, budget smart, buy instead of leasing a car and more.
Teacher credit unions are as safe as banks, offer the same services and perks with lower fees.
Special teacher discounts, crowdfunding and grants are low-cost ways to pay for classroom supplies.
Financial planning for teachers has its own complexities. Here’s 7 tips every teacher can use.
With interest rates still low, savings accounts are delivering meager results. But we can do better.
Stocks are partial ownership stake in a company, while bonds are loans you’re making to a borrower.
Across the US, rents have gone up by as much as 20%. Here are four reasons why rents are on the rise.
Debt consolidation loans are a common method for paying off debts, but they aren’t for everyone.
A healthy credit score can impact all corners of life.
Where to find good consolidation loans with competitive APRs.
Savings accounts are best when you want to keep your money close at hand but still earn interest.
Paying off debts and saving to build emergency funds are necessary to achieve good financial health.
Stocks are factual ownership in a company while options are traded at a given price and time.
How to measure the strength of your credit score.
With extra cash on hand, pay off card debts and add to your emergency fund until it’s in good shape.
With a big win, which is better? Cash now or annual payouts?
The Rule of 72 is a simple formula that tells you how long it will take to double your investment.
Robo-advisors has made it easier for consumers to obtain low-cost indexed investment services.
A negative credit card balance refers to the amount of money that the credit card company owes you.
A new patented system developed by Bright that blends data science with personal finance.
Investment income is typically earnings and profits from a wide range of financial instruments.
Understanding how interest rates work can help - you can save money month after month.
Credit is an agreement that involves getting something now and agreeing to pay for it later.
A checking account keeps money safe and accessible, a savings account earns interest on deposits.
Everything you need to know about APRs.
Every credit card and loan carries an Annual Percentage Rate (“APR”).
Robo-advisors are financial advisors that automate the process of financial planning and investing.
An investment vehicle is almost anything you can buy or invest in to earn a profit.
Defaulting on a credit card significantly damages your credit and limits your access to new cards.
An unrealized capital gain is potential profit on an investment that’s not yet sold.
For beginner investors, here are 7 types of low-risk investments that can be a good place to start.
If you're drowning in debt this season, it's never too late to take smart steps to avoid the frenzy.
When a major expense suddenly shows up, an emergency fund can help avoid financial catastrophe.
Adopting a systematic method for paying off credit cards can get you debt-free faster.
Discretionary income is the portion of your budget left over after your essential needs are paid.
With the right method and priorities, you can save more and pay off debt at the same time.
To boost your savings, add to them regularly, make saving part of your monthly budget.
Two essentials for building a personal safety net, explained.
Top six strategies to get clear your debt.
Credit cards offer a convenient way to make purchases online and in person.
A personal loan offers a lump sum that can be used to combine and consolidate credit card debt.
Closing date is the last day of a billing cycle, while a due date is the deadline to avoid interest charges.
Here are few things to consider to pay off student loans faster.
Prioritizing debts can save you money, streamline your monthly payments and cut down on stress.
Making good use of 2022 new year predictions, especially when it comes to our pocketbooks.
While you’re paying off debts, put efforts to change the behaviors that led you into debt.
A financial plan offers stability, confidence and the assurance you’re on the right track.