Real results with Bright

results

Simple, transparent pricing.

FREE

Bright Basic

Card Manager

Manage all your cards from Bright

Score Builder: Bill reporting

Report your cell, power, gas and water bills to build credit¹

Debt Paydown Plan

Step by Step plan to get out of debt

Score Tracker and Monitoring

Track and monitor your credit score

AI Assistant

Personalized money decisions powered by AI

24x7 Chat Support

Resolve any queries with the Bright Support team
paid

Bright Premium

$8.08/mo
$97 billed annually

Card Manager

Manage all your cards from Bright

Score Builder: Bill reporting

Report your cell, power, gas and water bills to build credit¹

Debt Paydown Plan

Step by Step plan to get out of debt

Score Tracker and Monitoring

Track and monitor your credit score

AI Assistant

Personalized money decisions powered by AI

24x7 Chat Support

Resolve any queries with the Bright Support team

Rent Reporting

Report your rent payments to build credit¹
MONTHLY REPORTING
$4/Month
PAST REPORTING
$31/One time

Find the Perfect Plan for You

Pick the plan that fits your financial goals and start your journey with Bright Money today!

Maximum Boost Plan
12 Months Plan
HIGHEST IMPACT
46% OFF
$8.08/mo
$97 billed
Medium Boost Plan
6 Months Plan
24% OFF
$11.33/mo
$68 billed
Starter Plan
3 Months Plan
13% OFF
$13.00/mo
$39 billed

Build your path to defeat debt

Credit
Pay off Debt. Build Credit.1
*illustrative example

Know more about Bright Membership

What are the minimum requirements to apply for Bright Credit?
Will checking rates affect my credit score?
Is Bright Credit a Revolving line of credit or an Installment loan?
Can I use Bright Credit to pay down credit card debts from multiple issuers?
Can I continue to use my credit cards or does Bright Credit make me close my credit cards once they are paid off?
How is a Bright Credit different from a debt settlement loan?
Is any security deposit required to get Bright Credit?
How can I get approved for Bright Credit?
What can I use Bright Credit for?

What is Bright Membership? What are the benefits of Bright Membership?

How much does Bright Membership cost?

Are there different plans for Bright Membership?

Is there a free version of Bright Membership?

How can I see details about my membership?

How can I cancel my Bright Membership?

How can I get refund on my Bright Membership?

How long does it take for the refunds to be processed?

Everything made easy!

All for less than $10 a month!