Fast
Compare multiple loan offers from partners on a single App.
Build Credit history with on-time payments¹
Customized debt pay-off and budgeting plan
Round up everyday purchases and save effortlessly
Rebuild your credit history with rent payments
Multiple loan offers from partners in minutes
Multiple offers of up to $750. All credit scores can apply
Build Credit history with on-time payments¹
Customized debt pay-off and budgeting plan
Round up everyday purchases and save effortlessly
Rebuild your credit history with rent payments
Multiple loan offers from partners in minutes
Multiple offers of up to $750. All credit scores can apply
Get matched to multiple loan offers of up to $10,000¹.
No impact on your score to check eligibility.²
Personal Loan offers are provided by Bright's Network partners¹.
Compare multiple loan offers from partners on a single App.
Choose the best offer customized to your situation.
to check eligibility².
Share some details for the eligibility check. It will not impact score².
Once qualified, see and confirm the rate.
Once approved, get the loan amount credited.
Up to $10,000
No. Bright is not a lender. We operate a marketplace that connects you with independent third-party lenders who may offer personal loan products. All approval, rates, terms, and funding decisions are made solely by the lender. Bright may receive compensation if you proceed with a loan offer.
Loan amounts offered by lenders in our marketplace typically range from $500 to $10,000, depending on eligibility, lender criteria, and state availability. Approval is not guaranteed. The specific loan amount, interest rate, repayment term, and fees will be disclosed by the lender before you accept any offer.
You can create an account in the Bright App and complete an application to see if you qualify for available loan offers from participating lenders.
Some lenders may perform a credit inquiry as part of the application process, which may affect your credit score.
Loan availability depends on individual lender criteria, including credit profile, income, and other factors. Some lenders may consider applicants with less-than-perfect credit; however, such loans may carry higher interest rates or additional fees. Approval and terms vary by lender and are not guaranteed.
No. Bright is not a lender. We operate a marketplace that connects you with independent third-party lenders who may offer personal loan products. All approval, rates, terms, and funding decisions are made solely by the lender. Bright may receive compensation if you proceed with a loan offer.
Loan amounts offered by lenders in our marketplace typically range from $500 to $10,000, depending on eligibility, lender criteria, and state availability. Approval is not guaranteed. The specific loan amount, interest rate, repayment term, and fees will be disclosed by the lender before you accept any offer.
You can create an account in the Bright App and complete an application to see if you qualify for available loan offers from participating lenders. Some lenders may perform a credit inquiry as part of the application process, which may affect your credit score.
Loan availability depends on individual lender criteria, including credit profile, income, and other factors. Some lenders may consider applicants with less-than-perfect credit; however, such loans may carry higher interest rates or additional fees. Approval and terms vary by lender and are not guaranteed.
Bright Capital Inc
50 California St, Suite 1621,
San Francisco CA 94111
2026 Bright Capital Inc.
Secured revolving lines of credit (“Bright Builder”) are made by
Bright Capital Inc., NMLS (2410428) only,
subject to state residency.
Bright currently does not offer Unsecured Lines of Credit (“Bright
Credit”) to new customers. Personal loan offers are available
through Bright Money’s Network Partners, subject to credit approval
and applicable state restrictions. Loan amounts and terms vary.
Deposit accounts are provided by Evolve Bank & Trust and Continental
Bank, Members FDIC. FDIC insurance will only cover the failure of
Evolve Bank & Trust and Continental Bank, Members FDIC.
Learn more
here.
Bright is a financial technology company, not a bank.
When you join Bright and if you choose to start a Premium Membership you will be charged a recurring fee of $14 per month, $39 for a three-month term, $68 for a six-month term or $97 for an annual term. Your Premium Membership will auto-renew until you cancel membership. Cancel anytime. See Membership Terms and Conditions. Bright Premium Membership is not required for Bright Builder or Personal Loan offers.
1. Personal loan offers are provided by third parties and are subject to credit approval and state-specific restrictions. Loan amounts, terms, and conditions may vary. By clicking to view offers, you will be redirected to third-party websites, which are solely responsible for their products, services, and website content. The inclusion of third-party products on the Bright Money platform does not constitute an endorsement or recommendation by Bright Money. Bright Money may receive compensation for referrals to these third-party products or websites. Please note that these products and services may not be FDIC insured or guaranteed by a bank. Review individual offers for applicable terms and conditions.
For more details, please see our full Loan Disclosures
2. With your authorization, a soft credit pull may be conducted to facilitate the offer process, but it will not affect your credit score. If after receiving your offer(s) you choose to apply for a loan directly with a lender, the lender may conduct a hard credit pull that can affect your credit score.
The product images shown are for illustration purposes only.
You are now leaving the Bright website and entering a third-party website. Bright has no control over the content, products, or services offered, nor the security or privacy of information transmitted to others via their website. We recommend that you review the privacy policy of the site you are entering. Bright does not guarantee or endorse the products, information, or recommendations provided on any third-party website.