Personal Loans

Build credit
Get matched in minutes with tailored offers of up to $10,000¹ with no impact on your score² to check
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*illustrative example

Benefits of Bright

How it works?


Choose the personal loan amount

Select the amount you want to borrow, up to $10,000.


Check eligibility for the loan

Share some details for eligibility check. It will not impact score².


Review and accept the offer

Once qualified, see and confirm the rate.


Get it credited to your account

Once approved, get the loan amount credited.

Up to $10,000

Personal loan offers¹

Get Started

Know more about Personal Loans

What are the minimum requirements to apply for Bright Credit?
Will checking rates affect my credit score?
Is Bright Credit a Revolving line of credit or an Installment loan?
Can I use Bright Credit to pay down credit card debts from multiple issuers?
Can I continue to use my credit cards or does Bright Credit make me close my credit cards once they are paid off?
How is a Bright Credit different from a debt settlement loan?
Is any security deposit required to get Bright Credit?
How can I get approved for Bright Credit?
What can I use Bright Credit for?

Are Personal Loans provided by Bright?

What loan amounts can I apply for?

How can I check my offers?

What personal loans are best for people with bad credit?

What factors should I look at when considering a loan?

Still have questions about Personal Loans?

Bright Money provides tools for tackling debt.