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Everything you need to

manage debt

debt
No minimum credit score to use Bright Plan
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Rated 4.8* on App Store & 4.7* on Play Store
*illustrative example
01.
Refinance high interest credit card debt

Get up to $8,000.

No origination fees. APRs as low as 9%. Affordable and flexible monthly payments
*illustrative example
02.
Grow your score fast

Build credit with on-time payments²

0% APR. No interest fees. Reported to Equifax and TransUnion. No minimum score to apply!
*illustrative example
01.
All your finances in one place

AI-driven plan¹ to manage debt.²

Step-by-step guide to manage debt and build savings.
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02.
Help rebuild your credit history.

Pay your cards and manage debt to build credit history.

Bill reminders and payments all in the Bright App.
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05.
Grow your score fast

High APY Savings.

Get a high APY savings account for each of your needs. And with automated savings, tailored for you
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03.
Full control of your money.

Budgeting tools powered by AI.

See your income, expenses and available cash.
07.
Grow your score fast

The best courses to learn about all things money.

The MoneyScience school is led by money experts to help you build just the skills you need to manage money well.
Everything you need to manage debt.

All for less than $10 a month!³

$10
*illustrative example