2025 Bright Capital Inc.
Secured revolving lines of credit (“Bright Builder”) are made by Bright Capital Inc., NMLS (2410428) only, Bright currently does not offer Unsecured Lines of Credit (“Bright Credit”) to new customers. Personal loans are made through Even Financial Corp and its network of financial partners who will determine if you are eligible for a loan independent of Bright. Deposit accounts are provided by Evolve Bank & Trust, Member FDIC. FDIC insurance will only cover the failure of Evolve Bank & Trust. Learn more .
When you join Bright and if you choose to start a Premium Membership you will be charged a recurring fee of $14 per month, $39 for a three-month term, $68 for a six-month term or $97 for an annual term. Your Premium Membership will auto-renew until you cancel membership. Cancel anytime. See
Membership Terms and Conditions. Bright Premium Membership is not required for Bright Builder or Personal Loan offers.
1. Bright Plan is intended for educational purposes only to help customers make decisions regarding the repayment of credit obligations. The Bright Plan does not constitute a recommendation for debt repayment, credit counseling, or credit servicing. Customers can modify or change the Plan as they wish.
2. Savings accounts provided by Evolve Bank & Trust Members FDIC.
3. When choosing an annual plan at $97 for 12 months, equal to $8.08 per month. Bright offers multiple plans and charges recurring fees of $14 per month for a monthly term, $39 for a three-month term, $68 for a six-month term, or $97 for an annual term.
Bright Plan services are provided by Bright Money.
The product images shown are for illustration purposes only.
* Based on Appstore and Google Play store ratings as on November 2024.
