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Bright Builder

Bright Builder

Build Credit history with on-time payments¹

Bright Plan

Bright Plan

Customized debt pay-off and budgeting plan

Smart Round-Ups

Smart Round-Ups

Round up everyday purchases and save effortlessly

Rent Reporting

Rent Reporting

Rebuild your credit history with rent payments

Personal Loans

Personal Loans

Multiple loan offers from partners in minutes

Cash Advance

Cash Advance

Multiple offers of up to $750. All credit scores can apply

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Learn

Learn

Learn finance insights & explore latest money issues

Calculators

Calculators

Loan Repayment Calculator to check the Loan amount

Credit Cards

Credit Cards

Credit Cards supported by Bright

Careers

Careers

Discover career opportunities and join our dynamic team

FAQs

FAQs

How can we help you or get in touch with us

Get Started Arrow icon

Bright Builder

Build Credit history with on-time payments¹

Bright Plan

Customized debt pay-off and budgeting plan

Smart Round-Ups

Round up everyday purchases and save effortlessly

Rent Reporting

Rebuild your credit history with rent payments

Personal Loans

Multiple loan offers from partners in minutes

Cash Advance

Multiple offers of up to $750. All credit scores can apply

Learn

Learn finance insights & explore latest money issues

Calculators

Loan Repayment Calculator to check the Loan amount

Credit Cards

Credit Cards supported by Bright

Careers

Discover career opportunities and join our dynamic team

FAQs

How can we help you or get in touch with us

Building technology to help people manage debt.

We are a team of Data Scientists, Engineers, Product Builders, and Service professionals who want to build the world's best technology to help people manage debt and access credit.

We want to help indebted consumers pay down, build credit history, and access lower-cost credit. We are building the solution that brings the best of technology, algorithms, and the right financial products to fix this: giving everyone a path to achieve their goals.

80+ years of combined experience in building Data Science, Machine Learning & Big Data Systems.

The Bright Values

Growth Arrows with Chart

Deliver
results.

We exist to make an impact in the lives of our users with financial planning.

Bright Chip Processor

Data as a force for good.

We believe data can be a positive force that can have transformative effects.

File and Magnifying Glass

Deep financial insights.

Help customers find the right way to achieve their financial goals.