Multiple options
Access offers from different lending partners - all in one place.
Build Credit history with on-time payments¹
Customized debt pay-off and budgeting plan
Round up everyday purchases and save effortlessly
Rebuild your credit history with rent payments
Multiple loan offers from partners in minutes
Multiple offers of up to $750. All credit scores can apply
Build Credit history with on-time payments¹
Customized debt pay-off and budgeting plan
Round up everyday purchases and save effortlessly
Rebuild your credit history with rent payments
Multiple loan offers from partners in minutes
Multiple offers of up to $750. All credit scores can apply
Access offers from different lending partners - all in one place.
Compare amounts, timelines, and rates to choose what works best for you.
Checking offers won’t impact your score. No credit check. No interest.
Multiple Cash Advance offers are from financial partners, not Bright.
This will work as a Cash Advance funding account.
Shortlist from the list of offers, and confirm the interest, fees and other terms.
Once approved, get the Cash Advance amount credited.
Up to $750¹
A Cash Advance is a short-term financial product offered by independent third-party providers that may allow eligible consumers to access a small amount of funds. Terms, eligibility requirements, fees, and repayment conditions vary by provider and by state law.
No. Bright Money does not provide Cash Advances and is not a lender. We may connect you with independent third-party providers that offer financial products. All credit decisions, approvals, terms, and funding are determined solely by the provider. Bright may receive compensation from partner providers if you choose to engage with an offer.
Available amounts vary by provider and are based on factors such as income, account activity, and the provider’s eligibility criteria. Some providers may offer amounts up to $750; however, approval and limits are not guaranteed.
Credit check practices vary by provider. Some providers may review your credit or use alternative verification methods. Certain types of credit inquiries may impact your credit score. Please review the provider’s disclosures carefully before submitting an application.
A Cash Advance is a short-term financial product offered by independent third-party providers that may allow eligible consumers to access a small amount of funds. Terms, eligibility requirements, fees, and repayment conditions vary by provider and by state law.
No. Bright Money does not provide Cash Advances and is not a lender. We may connect you with independent third-party providers that offer financial products. All credit decisions, approvals, terms, and funding are determined solely by the provider. Bright may receive compensation from partner providers if you choose to engage with an offer.
Available amounts vary by provider and are based on factors such as income, account activity, and the provider’s eligibility criteria. Some providers may offer amounts up to $750; however, approval and limits are not guaranteed.
Credit check practices vary by provider. Some providers may review your credit or use alternative verification methods. Certain types of credit inquiries may impact your credit score. Please review the provider’s disclosures carefully before submitting an application.
Bright Capital Inc
50 California St, Suite 1621,
San Francisco CA 94111
2026 Bright Capital Inc.
Secured revolving lines of credit (“Bright Builder”) are made by
Bright Capital Inc., NMLS (2410428) only,
subject to state residency.
Bright currently does not offer Unsecured Lines of Credit (“Bright
Credit”) to new customers. Personal loan offers are available
through Bright Money’s Network Partners, subject to credit approval
and applicable state restrictions. Loan amounts and terms vary.
Deposit accounts are provided by Evolve Bank & Trust and Continental
Bank, Members FDIC. FDIC insurance will only cover the failure of
Evolve Bank & Trust and Continental Bank, Members FDIC.
Learn more
here.
Bright is a financial technology company, not a bank.
When you join Bright and if you choose to start a Premium Membership you will be charged a recurring fee of $14 per month, $39 for a three-month term, $68 for a six-month term or $97 for an annual term. Your Premium Membership will auto-renew until you cancel membership. Cancel anytime. See Membership Terms and Conditions. Bright Premium Membership is not required for Bright Builder or Personal Loan offers.
1. Cash Advance offers are provided by Network Partners and third parties, not by Bright Money. The availability, amount, associated fees, and approval of Cash Advances are determined solely by the Network Partners and third parties. Eligibility criteria, terms, and conditions, including credit checks, may apply. Not all users will qualify. Please refer to the respective Network Partner’s app for complete terms and conditions. Cash advances offered via Engine Platform financial partners, not Bright. Loan amounts vary, not all applicants will receive advances, fees for instant transfers may apply; review the terms carefully. Eligibility, terms, and approval are determined by the financial partner. Credit check may be required. For complete terms and conditions, refer to the partner’s app.
2. With your authorization, a soft credit pull may be conducted to facilitate the offer process, but it will not affect your credit score. If after receiving your offer(s) you choose to apply for a loan directly with a lender, the lender may conduct a hard credit pull that can affect your credit score.
The product images shown are for illustration purposes only.
You are now leaving the Bright website and entering a third-party website. Bright has no control over the content, products, or services offered, nor the security or privacy of information transmitted to others via their website. We recommend that you review the privacy policy of the site you are entering. Bright does not guarantee or endorse the products, information, or recommendations provided on any third-party website.