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A new low-rate balance transfer - built for you.

Instant approvals. No credit check.
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Technology to wipe debt and build credit. Tailored to You.

A low-rate balance transfer

Start paying less now.

Low APRs
Instant approvals
More credit as you grow

A fast, easy credit boost

Up to 60 points.

Safe
Automatic
Risk-free

A payment system for all your cards

All of them. Paid on time. Automatically.

No more math
No more late fees
Paid off 3x faster!

A personal money plan

Based on your goals.

Build more savings faster
Start investing easily
Adapts automatically as you go

All-in-one app. Everything made easy!

Get lower rates now.
Plus a path to debt-free.

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Instant approvals

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No credit check required

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No hidden fees

Bright wipes out debt.

Rated 4.7* based on 11,000+ reviews
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Always safe. With world-class security.

Bright uses bank-level security with 256-bit encryption and allows two-factor authentication for added security. We also only use your data for transactions you've approved. That's it. Nothing more.

Hear from real people using Bright to get debt-free.

One-on-one help, with 93% approval.

Real humans. 24/7.
By email or chat.
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