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You are now leaving the Bright website and entering a third-party website. Bright has no control over the content, products or services offered nor the security or privacy of information transmitted to others via their website. We recommend that you review the privacy policy of the site you are entering. Bright does not guarantee or endorse the products, information, or recommendations provided on any third-party website.

You are now leaving the Bright website and entering a third-party website. Bright has no control over the content, products or services offered nor the security or privacy of information transmitted to others via their website. We recommend that you review the privacy policy of the site you are entering. Bright does not guarantee or endorse the products, information, or recommendations provided on any third-party website.

You are now leaving the Bright website and entering a third-party website. Bright has no control over the content, products or services offered nor the security or privacy of information transmitted to others via their website. We recommend that you review the privacy policy of the site you are entering. Bright does not guarantee or endorse the products, information, or recommendations provided on any third-party website.

You are now leaving the Bright website and entering a third-party website. Bright has no control over the content, products or services offered nor the security or privacy of information transmitted to others via their website. We recommend that you review the privacy policy of the site you are entering. Bright does not guarantee or endorse the products, information, or recommendations provided on any third-party website.

You are now leaving the Bright website and entering a third-party website. Bright has no control over the content, products or services offered nor the security or privacy of information transmitted to others via their website. We recommend that you review the privacy policy of the site you are entering. Bright does not guarantee or endorse the products, information, or recommendations provided on any third-party website.

The app to help you

get out of debt.

debt.

No origination fees. No impact on credit score to check your rates.¹

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Rated 4.8 on App Store & 4.7 on Play Store

Bright Credit - Refinance Debt and Regain Financial Control

AS FEATURED BY

Personal Loans^¹ offers of up to

$10,000

$10,000

Multiple loan offers matched to you

Refinance high-interest credit cards

No score impact to check offers^²

*illustrative example

Technology to reduce debt and build credit history.^³

Tailored to You.

You

Bright learns your goals. Studies your money. Gives you all the tools to get results.

A personal money plan

Based on your goals

Step by step guide to lower debt

Build savings faster

Adapts to your finances

Personal Loans

Offers¹ of up to $10,000

Multiple loan offers matched to you

Refinance high-interest credit card

No score impact to check offers^²

Bright Builder

Build Credit with payment history³

0% APR⁴. No interest fees

Reported to major bureaus⁵

No minimum credit score needed to apply

A payment system for all your cards.

Pay on time with one app

Pre-plan Payments and Stay Equipped

Avoid late fees

Hear from real people.

& Join thousands getting debt in control with Bright!

Bright studies your financials. Learns about your goals. Moves funds automatically. Delivers real results for you.

Trust pilot ratings

Always safe.

With world-class security.

security

Bright uses bank-level security with 256-bit encryption for security.

Real humans. By email or chat.

One-on-one help, with 93% customer rating^⁶

93%

Everything made easy!

All for less than $10 a month!^⁷

$10

*illustrative example

ISO 27001

SOC 1

SOC 2

Bright values your trust and safeguards your data.

You're entrusting Bright with your data, and we take that responsibility very seriously.
That's why we have built an infrastructure that keeps your data safe. The highest information security and privacy standards are a part of our product and company integrity. Your information is secure with us.