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Financial Planning that gets you results.
Automatically.

Destroy Debt

Credit Score

Grow Wealth

A new system for financial planning to delete debt and build wealth.

Powered by MoneyScience™.
34 algorithms tailored to you delivering results automatically.

Life-changing results. Automatically.

Delete debt faster.

Bright finds the fastest, smartest way to pay off your credit cards and makes payments for you. Automatically.

Get an easy credit boost.

Bright Credit Builder** is hassle-free, building a positive payment history and lowering your usage ratio. Automatically.

Start building more wealth.

Bright builds your savings faster, earning you more interest. Set your own pace week by week, Bright delivers your goals. Automatically.

Tailored to you.
Smart about you.

Bright gets to know you

...it moves funds for you

...you see real results

We deliver
real results for
‍real people.

See why users rank us 4.6*/5.0

Bright works for everybody. For every goal and every plan.

5 million
payments¹ made

$150 million
‍debt reduced

$744+
‍avg. annual savings²

+5 million

payments made

+$700 million

debt reduced

$744 +

avg. annual savings

Money-smart AI.
Only with Bright.

MoneyScience™ puts powerful data science in everybody’s wallet.

One-on-one help, with 93% approval³

Real humans. 24/7.
By phone, email or chat.

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