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Resources
Bright Builder
Build Credit history with on-time payments¹
Bright Plan
Customized debt pay-off and budgeting plan
Smart Round-Ups
Round up everyday purchases and save effortlessly
Rent Reporting
Rebuild your credit history with rent payments
Personal Loans
Multiple loan offers from partners in minutes
Cash Advance
Multiple offers of up to $750. All credit scores can apply
February 17, 2024
Do Secured Cards Add Hard Inquiry On Credit Reports?
Discover the impact of secured credit cards on credit reports. Learn whether applying for secured credit cards results in hard inquiries, their effects on credit scores, and strategies to navigate credit-building while minimizing inquiry impact.
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Build Credit History with $50
[1] Secured revolving lines of credit (“Bright Builder”) are made by Bright Capital Inc., NMLS (2410428) only, subject to state residency. Bright currently does not offer Unsecured Lines of Credit (“Bright Credit”) to new customers. Personal loans are made through Even Financial Corp and its network of financial partners who will determine if you are eligible for a loan independent of Bright. Deposit accounts are provided by Evolve Bank & Trust, Member FDIC. Bright is a financial technology company, not a bank. [2] The $50 deposit is used to pay any outstanding balance on the Bright Builder account first, and the amount left over after settling outstanding balance will be returned to your preferred checking account.