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Bright Builder

Bright Builder

Build Credit history with on-time payments¹

Bright Plan

Bright Plan

Customized debt pay-off and budgeting plan

Smart Round-Ups

Smart Round-Ups

Round up everyday purchases and save effortlessly

Rent Reporting

Rent Reporting

Rebuild your credit history with rent payments

Personal Loans

Personal Loans

Multiple loan offers from partners in minutes

Cash Advance

Cash Advance

Multiple offers of up to $750. All credit scores can apply

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How can we help you or get in touch with us

Get Started Arrow icon

Bright Builder

Build Credit history with on-time payments¹

Bright Plan

Customized debt pay-off and budgeting plan

Smart Round-Ups

Round up everyday purchases and save effortlessly

Rent Reporting

Rebuild your credit history with rent payments

Personal Loans

Multiple loan offers from partners in minutes

Cash Advance

Multiple offers of up to $750. All credit scores can apply

Learn

Learn finance insights & explore latest money issues

Calculators

Loan Repayment Calculator to check the Loan amount

Careers

Discover career opportunities and join our dynamic team

FAQs

How can we help you or get in touch with us

How can we help?

For fast answers on your own, check out the answers on this page. Or get in touch.

E-MAIL

support@brightmoney.co

OPERATIONAL HOURS [Mon-Fri] - 9:30 TO 6:30 PM (CST)

+1 877-274-6494

You are now leaving the Bright website and entering a third-party website. Bright has no control over the content, products or services offered nor the security or privacy of information transmitted to others via their website. We recommend that you review the privacy policy of the site you are entering. Bright does not guarantee or endorse the products, information, or recommendations provided on any third-party website.

OkayClose

You are now leaving the Bright website and entering a third-party website. Bright has no control over the content, products or services offered nor the security or privacy of information transmitted to others via their website. We recommend that you review the privacy policy of the site you are entering. Bright does not guarantee or endorse the products, information, or recommendations provided on any third-party website.

OkayClose

You are now leaving the Bright website and entering a third-party website. Bright has no control over the content, products or services offered nor the security or privacy of information transmitted to others via their website. We recommend that you review the privacy policy of the site you are entering. Bright does not guarantee or endorse the products, information, or recommendations provided on any third-party website.

OkayClose

You are now leaving the Bright website and entering a third-party website. Bright has no control over the content, products or services offered nor the security or privacy of information transmitted to others via their website. We recommend that you review the privacy policy of the site you are entering. Bright does not guarantee or endorse the products, information, or recommendations provided on any third-party website.

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Credit Builder Credit Agreement

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Rewards

General

How can I stop Smart Round-Ups?

How can I access my Smart Round-Ups?

How can I set up Smart Round-Ups?

Is there a fee to use Smart Round-Ups?

From what account will Bright save for Smart Round-Ups?

How do Smart Round-Ups work?

What are Smart Round-Ups?

How often will Bright save with Smart Round-Ups?

What are the benefits of Smart Round-Ups?

What are Smart Round-Ups used for?

Rewards

What are Smart Round-Ups Rewards?

How do I earn rewards with Smart Round-Ups?

What type of rewards may I earn with Smart Round-Ups?

How do Smart Round-Ups Rewards work?

Do I need to activate rewards to earn them?

When will I receive my rewards?

Where can I see the rewards I’ve earned?

Can I withdraw my rewards?

Is there a limit to how many rewards I can earn?

What happens if I pause or turn off Smart Round-Ups?

Do rewards apply to manual deposits?

Why didn’t I receive a reward yet?

How can I maximize my Round-Ups rewards?

Who is eligible to earn Smart Round-Ups Rewards?

Do rewards expire?

Can rewards be reversed?

What happens if a round-up transaction fails?

Why do rewards take a few days to appear?

Do rewards apply to past round-ups?

Can Bright change the rewards program?

What happens if I withdraw my savings?

Can rewards be paused?