By clicking "Join Beta Program", I authorize Bright Capital Inc., doing business as Bright Money (“Bright”), or any partner bank for which Bright is a service provider, and their respective successors, assigns, and service providers (“you” and “your”) to initiate electronic fund transfers from my Account via ACH to fund my Bright Savings Account per the rules I select in the Bright Beta Round-Ups Program.

I acknowledge that each debit transfer from my Account will differ in amount as per my Savings rules. I agree that Bright may debit multiple round-up transactions per day, and Bright will not provide prior notice to me of any debit transfer between $0 and $1. Bright may aggregate multiple daily Round-Ups into a single transaction for operational purposes. I also acknowledge that the debit transfers will not occur at regular intervals, and will be initiated based on the daily round-up rules I select in the Bright App.

I authorize Bright to initiate these transactions immediately after I complete account linking or provide manual account details. I understand that these transactions will typically appear in my bank account in at least (3) business days and that I may be required to confirm the exact credited amounts within the Bright app or website to complete verification. If I have linked my account through Plaid or another authorized data aggregator, Bright may automatically verify the transactions by securely reading the posted amounts from my bank statements.

I understand that I may cancel this Authorization at any time, but I agree to allow a reasonable period of time, at least three (3) business days, for you to process my request. To notify you during your normal hours of operation I will write to you at support@brightmoney.co. I understand that you may cancel these recurring electronic fund transfers to my account for your own risk management or business reasons and will seek to provide me with at least three (3) business days’ notice prior to the scheduled processing date to the extent reasonable under the circumstances.