bank-of-america

Alaska Airlines Visa Signature® credit card

You can earn 3% or 2% cashback on purchases upto $2,500 per quarter in combination choice categories, and grocery stores (1%) by using Bank of America card

Credit needed
Good
APR
15.99% to 23.99%
Annual Fee
$75

Card Summary

Alaska Airlines Visa Signature credit cards are designed to be used by frequent Alaska Airlines flyers.

The card earns three miles for every dollar spent on eligible Alaska Airlines flights and one mile for any other purchases. One companion certificate is available for Alaska Airlines Visa Signature credit cards.

It costs $121 plus tax and fees starting at $22. You will also receive 40,000 bonus points if you spend $2,000 within the first 90-days of opening an account.

On your anniversary you will get another companion fare, $121 plus taxes and fee from $22. There is a $75 annual charge.

Alaska Airlines Visa Signature credit cards have a 15.99% to 23.99% annual percentage rate, depending on creditworthiness.

The card also charges a balance transfer fee of 3% and a minimum transaction cost of $10.

Card Summary - Cons

Rates and fees

Issuer Name
Bank of America
Penalty APR
Up to 29.99%
Credit Needed
Good
Balance Transfer Fee
The greater of $10 or 3% depending on the transaction amount, whichever is higher.
Annual Fee
$75
Cash Advance Fee
For each transaction: Direct deposit and check cash advances: $10, or 3%, depending on the transaction amount ATM, Over the Counter, Same Day Online, and Cash Equivalent Cash Advances are $10, or 5%, depending on the transaction amount.
APR
15.99% to 23.99%
Foreign Transaction Fee
None

Highlights

LIMITED TIME OFFER $100 statement credit + 40,000 bonus miles. This online deal offers a $100 credit to your account, 40,000 bonus points and Alaska's Famous Companion Fare (tm) starting at $121.

Taxes and fees start from $22. You must make $2,000 in purchases within 90 days after opening an account. You and 6 of your guests will receive a free checked bag - That's $60 off a roundtrip flight! Every year, get another Alaska's famous companion fare (tm).

A companion fare starting at $121 (plus taxes and fees of $22) is available every year on the anniversary of your account. All Alaska flights booked through alaskaair.com are valid with no blackout dates For every $1 you spend on Alaska Airlines eligible purchases, earn unlimited 3 miles and for each $1 that is spent on any other purchases, get unlimited 1 mile. And, your miles don't expire on active accounts.

When you use your card, get 20% off all Alaska Airlines flights and half-off Alaska Lounge day passes when you buy with it. You can travel more than 1000 destinations with Alaska's Global Partners and the one-world, Alliance.

You can also redeem hotel rooms at more than 400,000 properties with Alaska Airlines Hotels to receive a discount. You also get no international transaction fees, and only a $75 annual fee.

Alaska Airlines Visa Signature credit card Benefits:

You can get overdraft protection by linking your bank card to a Bank of America checking account.

Access to your monthly FICO credit score for no cost.

No foreign exchange fees.

Alaska Airlines offers free checked baggage for up to 6 guests who book the same flight.

Comparative Analysis with Other Cards

Alaska Airlines Visa Signature card vs. Chase Sapphire Preferred Card

Annual Fee: Alaska Airlines Visa Signature card has a $75 fee. Annual fee for Chase Sapphire Preferred Card is $95.

Reward: With the Alaska Airlines Visa Signature card, you get 1 Mile for each dollar spent. There are no spending caps. For every dollar you spend on eligible Alaska Airlines flights, you'll get 3 miles.

Chase Sapphire Preferred Card gives you five points per $1 on Lyft (valid until March 2022), three points for dining at restaurants, two points for travel and one point on any other purchases.

Sign up bonus: One companion certificate is available for Alaska Airlines Visa Signature cards at $121 (plus taxes from $22), and you can earn 40,000 bonus points when you spend $2,000 in your first 90 days.

The Chase Sapphire Preferred Card gives you a sign-up bonus of 60,000 points if you spend $4,000 in your first three months.

Benefits: The Alaska Airlines Visa Signature card offers you a complimentary checked bag for Alaskan flights, up to six passengers on the same flight reservation. You also get monthly FICO credit score access free of charge and overdraft protection if you connect your card with a Bank of America checking account.

Chase Sapphire Preferred Card provides purchase protection, extended warranty coverage and waivers for auto rental collision damage. It also offers travel and emergency assistance.

Conclusion

Note: Credit Card summary is for informational purposes only and is not an endorsement of the product. Products and services described are offered by third parties and not Bright Money or its partner banks. Bright Money strives to keep its information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider, or specific product’s site and the information has not been reviewed or provided by the issuer of the product before publication.

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