Amazon Business American Express Card
American Express' Business Green Rewards Card offers 2 points per $1 for eligible purchases on amextravel.com, and 1 point for any other purchases.
Card Summary
Amazon Business American Express Card offers small-business credit cards that have no annual fees and offer bonus points on Amazon.com purchases.
Eligible purchases in the U.S. can be made at Amazon Business (AWS), Amazon.com, Whole Foods Market, Amazon Web Services (AWS) or Amazon Business (0% APR for 60 days).
Bonus cashback applies only to eligible first $120,000 purchases. After that, 1% is earned.
The variable APR on the card ranges from 14.24% up to 22.24%% depending upon your creditworthiness.
Earn 2% at U.S. gasoline stations and U.S. restaurants, and 1% on all purchases.
After approval, new Amazon Business American Express card holders will receive $100 Amazon gift cards.
Card Summary - Cons
Rates and fees
Highlights
Receive a $100 Amazon.Com gift card upon approval for the Amazon Business American Express card. Amazon Business, AWS and Whole Foods Market offer a 3% back or 60-day terms on all U.S. orders.
Each calendar year earn 3% back on your first $120,000 purchase and 1% back thereafter. U.S. restaurant and gas station discounts of 2%, as well as wireless phone services bought directly from U.S. providers, are eligible for a 2% back Other purchases eligible for a 1% discounted. Get deeper insight into purchases to simplify expense reconciliation.
You can view Amazon Business purchase items item-by-item in a downloadable PDF file that you can access from your online account.
You can redeem rewards at any time, and they don't expire. You can save money on Amazon.com or Amazon Business (U.S.), and you can also apply for a credit on your next statement
Comparative Analysis with Other Cards
Amazon Business American Express Card Vs. Amazon Business American Express Card vs.
Annual Fee: There is no annual fee for the card.
Reward: You can choose to take 60 days off to pay no interest or to earn 3% on eligible U.S. orders at Amazon Business, AWS and Amazon.com with the Amazon Business American Express Card. The bonus cash back is applicable to eligible first $120,000 purchases. After that, 1%. You will earn 2% at U.S. stations and restaurants, and 1% on all purchases.
The Ink Business Cash Credit Card will give you 5% cashback on your first $25,000 combined purchase at U.S. office supply stores, on internet, cable, and telephone services, and 2% back for the first $25,000 combined purchase at restaurants and gas stations each year.
New Amazon Business American Express Card Holders receive $100 Amazon Gift Cards upon approval. After you have spent $7,500 in your first three months of account opening, the Ink Business Cash Credit Card will give you a $750 cash bonus.
Benefits: No foreign transaction fees and benefits like a baggage plan and access to the Global Assist Hotline. Also, car rental loss or damage insurance through the Amazon Business American Express Card.
Benefits of the Ink Business Cash credit card include purchase protection and extended warranty coverage.
Amazon Business American Express Card Vs. Capital One Spark cash Select for Business
Annual fees: There is no annual fee for either card.
Reward: The Amazon Business American Express card allows you to either pay no interest for 60 days or get 3% cashback on eligible U.S. orders at Amazon Business, AWS and Amazon.com (bonus cashback applies only to eligible purchases over $120,000, after which 1% is applicable). You can get 2% back from U.S.-based gas stations and restaurants, as well as 1% on all purchases.
All Capital One Spark Cash Select Business cardholders receive 1.5% cashback on purchases New Amazon Business American Express card holders will receive $100 Amazon gift cards upon approval.
Capital One Spark Cash Select for Business provides a $200 bonus cash after you spend $3,000 within the first three months of your account opening.
Benefits: Amazon Business American Express Card has no foreign transaction fees and offers benefits like a baggage plan, global assistance hotline access, and rental car loss and damage insurance.
Capital One Spark Cash Select for Business offers an auto rental collision damage waiver and purchase security. It also includes extended warranty protection and travel and assistance services.
Conclusion
Note: Credit Card summary is for informational purposes only and is not an endorsement of the product. Products and services described are offered by third parties and not Bright Money or its partner banks. Bright Money strives to keep its information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider, or specific product’s site and the information has not been reviewed or provided by the issuer of the product before publication.
