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Amazon Prime Store Card

Credit needed
25.99% Variable
Annual Fee
N/A. Need to maintain active membership: $119/ year.

Card Summary

The Amazon Prime Store Card is useful for for frequent online shoppers.

Purchases can only be made with Amazon.

The card allows shoppers to get 5% cashback on all their purchases.

It also comes with no-interest financing for large purchases. Terms and Conditions apply.

It does not charge an annual fee.

Card Summary - Cons

The rewards can be used for purchases made on Amazon.

High APR: 25.99% (Variable).

Rates and fees

Issuer Name
Synchrony Bank
Penalty APR
Penalty fees: up to $40
Credit Needed
Balance Transfer Fee
Annual Fee
N/A. Need to maintain active membership: $119/ year.
Cash Advance Fee
25.99% Variable
Foreign Transaction Fee

Here’s a smart way to pay off

Synchrony Bank

The Best Features


Sign up bonus

When you sign-up and get get approved for the Amazon Prime Store Card, you will receive a $60 credit on Amazon.

APR Requirements

High APR: 25.99% (Variable).




Prime Cardholders receive 5% cashback on all purchases.

Receive a sign-up bonus of $60.

Get approved for special financing options for large purchases.

Comparative Analysis with Other Cards

Amazon Prime Store Card vs. My Best Buy Visa Card

Annual fee: There is no annual fee for either card. However, Amazon Prime Store cardholders must maintain an active account of $119 per year to be eligible.

Rewards: The Amazon Prime Store Card gives holders a 5% cashback on all purchases made on Amazon. With the Best Buy Visa Card, holders earn 5% on all Best Buy Purchases. You get 3% off your gas bill with the card. The card offers 3% back on gas, with 2% for dining and grocery. Other eligible purchases are given 1%.

Sign-up bonus: The Amazon Prime Store Card provides a $60 credit to all new members. No welcome offer for the My Best Buy Visa Card.

Benefits: The Amazon Prime Store Card provides special financing options for larger purchases( differs on the purchase price). My Best Buy Visa Card holders do not receive any offer or card benefits.

Maximizing Rewards

Annual Fees


Do you need the Amazon Prime Store Card?

If you are:

You are a frequent shopper on Amazon.
You do not make late or missed payments. Or you will be charged full APR.

No late fees. Reduced interest charges. Pay off

Synchrony Bank