chase

Amazon Rewards Visa Signature Card

Chase travel card, a premium travel card that offers a flexible rewards program. You can redeem your points for bonus travel rewards and dining.

Credit needed
Good/Excellent
APR
14.24% to 22.4%
Annual Fee
$0

Card Summary

Amazon Rewards Visa Signature Cards is a rewards credit card that earns cash back for customers who shop at Whole Foods Market and Amazon.com.

You get 3% cashback at Amazon.com, Whole Foods Market and 22% at gas stations, drugstores and restaurants. Also, the card is eligible for 1% back on all purchases.

Cash back earned at Whole Foods Market and Amazon.com will increase by 5% if the card is used in conjunction with an Amazon Prime Membership.

You can enjoy many Visa Signature benefits such as travel insurance, baggage delay insurance, luggage reimbursement and extended warranty protection.

Card Summary - Cons

Rates and fees

Issuer Name
Chase
Penalty APR
None
Credit Needed
Good/Excellent
Balance Transfer Fee
The transfer amount must be $5, or 5% depending on which is higher.
Annual Fee
$0
Cash Advance Fee
You can choose to pay $10 or 5% depending on the transaction amount.
APR
14.24% to 22.4%
Foreign Transaction Fee
None

Highlights

Approved Amazon Gift Cards worth $60.

There is no annual credit card charge.

Amazon.com and Whole Foods Market offer 3% back Get 2% back at gas stations, restaurants and drugstores.

All other purchases earn 1% back No foreign transaction fees Travel and Emergency Assistance

Comparative Analysis with Other Cards

Amazon Rewards Visa Signature Card vs. American Express Blue Cash Everyday Card

Annual Fee: There is no annual fee for the card (See Rates and Fees).

Reward: The Amazon Rewards Visa Signature card will give you 3% cashback at Amazon.com or Whole Foods Market and 2% at gas stations, restaurants, and drugstores. You'll also earn 1% for all purchases. The card can be paired with an Amazon Prime Membership to increase your cash back earning at Whole Foods Market and Amazon.com by 5%.

American Express Blue Cash Everyday Card offers 3% cashback at U.S. grocery stores (up to $6,000 per year), then 1% at U.S. gasoline stations, select U.S. department store and 1% on all other purchases.

Amazon.com Gift Card: A $60 Amazon.com Visa Signature card is available as a welcome offer. After approval, the gift card's value will rise to $100 if your Amazon Prime account is eligible. After spending $2,000 on the new American Express Blue Cash Everyday Card, $200 will be added to your statement.

Benefits: Amazon Rewards Visa Signature Card has many benefits including baggage delay insurance and lost luggage reimbursement. It also offers roadside dispatch, extended warranty protection, purchase protection, protection against theft, protection from loss of personal property, protection from vandalism, protection against damage to vehicles, as well as protection against accidental damages.

The Blue Cash Everyday Card by American Express offers fraud protection and car rental loss and damages insurance.

Amazon Rewards Visa Signature Card vs. Chase Freedom Flex

Annual Fee: There is no annual fee for the card.

Reward: Amazon Rewards Visa Signature card offers cashback of 3% at Amazon.com/Whole Foods Market and 2% at gas stations, restaurants, and drugstores.

All other purchases are eligible for 1%. If you have an Amazon Prime Membership, your earnings can increase up to 5%. Chase Freedom Flex cardholders will earn 5% cashback on purchases up to $1500 combined in bonus categories every quarter they activate.

Chase Ultimate Rewards offers 5% for Chase travel purchases, while Chase Dining and Drugstores gives 3%. All other purchases are 1%.

Sign up bonus: After approval, the Amazon Rewards Visa Signature card offers a $60 Amazon.com Gift Card. After approval, the gift card's value will rise to $100 if your Amazon Prime membership is eligible. After you have spent $500 in the first three months of your Chase Freedom Flex account opening, you will receive a $200 bonus. Earn 5% Cash Back on Groceries (not Target, Walmart) for purchases up to $12,000 in your first year.

Benefits: Visa Signature benefits include baggage delay insurance and travel insurance. They also offer an auto rental collision waiver and travel assistance. Roadside dispatch is available and extended warranty protection. Chase Freedom Flex cardholders receive service and protection benefits such as purchase protection and extended warranty protection.

Conclusion

Note: Credit Card summary is for informational purposes only and is not an endorsement of the product. Products and services described are offered by third parties and not Bright Money or its partner banks. Bright Money strives to keep its information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider, or specific product’s site and the information has not been reviewed or provided by the issuer of the product before publication.

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