American Express Gold Card and Chase Sapphire Preferred Card
Annual fee: American Express Gold Card charges a $250 fee. Annual fee for Chase Sapphire Preferred Card: $95.
Reward: You can earn four points per $1 at U.S. restaurants and four points per $ at U.S. grocery stores on purchases up to $25,000 per year (then you get one point per every dollar after that), three points for flights booked through amextravel.com or directly with the airline, as well as one point for any other eligible purchases. Chase Sapphire Preferred Card gives you five points per $1 on Lyft (valid until March 2022), three points for dining out at restaurants, two points for travel, and one point on any other purchase.
Sign-up bonus: American Express Gold Card welcome bonus: Earn 60,000 points after spending $4,000 within 6 months on eligible purchases.
Chase Sapphire Preferred Card: Earn 60,000 bonus points if you spend $4,000 within the first three months of account opening.
American Express Gold Card Holders Get benefits: purchase protection, vehicle rental loss and damage insurance and baggage insurance. They also have access to a global assistance hotline, tickets through American Express Experiences, and preferred seating.
Cardholders of the Chase Sapphire Preferred Card receive no foreign transaction fees and extended warranty coverage. They also get travel insurance, rental car damage waiver, purchase protection, and purchase protection.
American Express Gold Card Vs. American Express Platinum Card
Annual Fee: American Express Gold Card Holders Pay a $250 Annual Fee. American Express Platinum Card holders pay $695 annually.
Reward Program: The American Express Gold Card offers four points per $1 at U.S. restaurants and four points for U.S. grocery stores on purchases up to $25,000 per year (then 1 point per $ thereafter), three points for every dollar on all flight bookings made directly through an airline, amextravel.com, or one point for any other eligible purchases.
American Express Platinum Card earns 5 points per dollar on purchases made directly through airlines, with American Express Travel and up to $500,000 in annual purchases. AmexTravel.com offers five points for bookings of prepaid hotels. All other purchases are 1 point.
You'll receive 60,000 bonus points for every $4,000 you spend on eligible purchases using your American Express Gold Card Card after the initial 6 months. After you have spent $6,000 in the first six months, you will receive a 100,000 point introductory bonus with American Express Platinum Card.
You will also be able to earn 10 points for eligible purchases at international restaurants and Shop Small in America. This bonus is available during the first six months of your Card Membership.
American Express Gold Card Holders get benefits: purchase protection, vehicle rental loss and damage insurance and baggage insurance. They also have access to a global assistance hotline and tickets via American Express Experiences or Preferred Seating.
American Express Platinum Card offers protections such as purchase protection and return protection. It also includes concierge services and a hotline for assistance.
