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AT&T Access Card from Citi

Credit needed
Good
APR
13.99% to 22.99%
Annual Fee
$0

Card Summary

Citi is an advertising partner.

Citi's AT&T Access Card is a reward credit card offering rewards on AT&T purchases. Two points can be earned per dollar for purchases at AT&T as well as online purchases from eligible travel and retail websites.

For all other purchases, you earn 1 point per $1 You'll get 10,000 bonus points if you make $1,000 purchases in the first three months after opening your account. The annual fee is $0

Card Summary - Cons

Rates and fees

Issuer Name
Citi
Penalty APR
Based on creditworthiness, up to 29.99%
Credit Needed
Good
Balance Transfer Fee
The transfer amount must be equal to $5, or 3%, depending on which is higher.
Annual Fee
$0
Cash Advance Fee
You can choose to pay $10 or 5% on each cash advance amount, depending on which is higher.
APR
13.99% to 22.99%
Foreign Transaction Fee
Purchase transactions in US Dollars are subject to a 3% surcharge.
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The Best Features

Annual Fee: Citi's AT&T Access card has an $0 annual fee.

Reward: With the Citi AT&T Access Card, you will earn 2 points for every dollar spent on AT&T purchases and online purchases at travel and retail websites.

Other purchases earn 1 point for every dollar.

Rewards

Sign up bonus

APR Requirements

Drawbacks

There are limited bonus categories. This card can earn double points on AT&T purchases, as well as purchases made on travel and retail websites that qualify.

However, it cannot earn bonus points in popular categories like gas and dining.

High APRs: This APR can range from 13.99% up to 22.99% depending on creditworthiness.

People with good credit might be eligible for the lowest APR.

However, others could pay higher APRs.

Highlights

After you have spent $1,000 within three months, earn 10,000 bonus thankyou points. Spend $1 online and earn 2 points for each dollar you spend. You earn 2 points for each $1 spent on AT&T products or services.

AT&T products and services earn you 2X points, such as a new tablet or accessory for your smartphone.

For every $1 spent on purchases such as gas pumping, groceries, and everyday items, you earn 1 point.

There is no annual fee.

Citi Entertainment offers the chance to experience something unique once in a life time.

You will have special access to buy new tickets for thousands of events each year, as well as presale tickets, and other exclusive experiences, such the best concerts, sporting events and dining experiences.

Benefits

Comparative Analysis with Other Cards

AT&T Access card from Citi vs. Capital One Quicksilver Rewards Credit Card

Annual fees: There is no annual fee for either card.

Reward: The Citi AT&T Access Card will give you two points for every dollar spent on AT&T purchases and online purchases at travel and retail websites. Other purchases earn 1 point per $1 Capital One Quicksilver Cash Reward Credit Card allows you to earn unlimited 1.5% cashback on any purchase.

At&T Access Card From Citi: Sign up bonus: You will earn 10,000 bonus points when your account is opened and you make $1,000 of purchases in the first three months. After you have spent $500 within three months of account opening, the Capital One Quicksilver cash rewards credit card will give you a $200 cash bonus.

Benefits: The AT&T Access Card by Citi offers special access to tickets for events and no liability for unauthorised purchases. Cardholders with the Capital One Quicksilver cash rewards Credit Card receive no foreign transaction fees, 24 hour travel assistance, and extended coverage.

AT&T Access card from Citi vs. Chase Sapphire Preferred Card

Annual Fee: The AT&T Access Card is available from Citi for $0. Annual fee for the Chase Sapphire Preferred Card is $95.

Reward: The Citi AT&T Access Card will give you two points for every dollar spent on AT&T purchases and online purchases at travel and retail websites. Other purchases earn 1 point per $1 Chase Sapphire Preferred Card gives you five points per $1 on Lyft (valid until March 2022), three points for dining out at restaurants, two points for travel, and one point on any other purchase.At&T Access Card From Citi:

Sign up bonus: Receive 10,000 bonus points for spending $1,000 within the first three months after opening an account. After you have spent $4,000 in purchases within the first three months of account opening, your Chase Sapphire Preferred Card will earn you 60,000 bonus points. Chase Ultimate Rewards will give you $750.

Benefits: The AT&T Access Card by Citi offers special access to ticket purchase and zero liability for unauthorised purchases. Chase Sapphire Preferred Card cardholders get Trip Cancellation and Interruption Insurance, an Auto Rental Collision Damage Waiver, Baggage Delay Insurance, Purchase Protection, and Extended Warranty Coverage.

AT&T Access card from Citi Benefits such as:

Unauthorized purchases are exempted from liability.

Event ticket purchase- Special Access.

Redeeming Rewards

Maximizing Rewards

Annual Fees

Conclusion

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