Over $150,000,000 of debt paid off, and counting...

Join other Bright customers who are paying off thousands of dollars of debt.

Bank of America Allegiant World Mastercard® Credit Card

Credit needed
Good
APR
15.99% to 23.99%
Annual Fee
$59

Card Summary

Bank of America Allegiant World Mastercard Credit Card, a cobranded credit card for airline frequent flyers of Allegiant Air.

You earn three points for every dollar you spend on Allegiant purchases. This includes air, hotel and car rentals, as well as attractions. Two points will be awarded for qualifying dining purchase, and one point for all purchases.

The annual fee is $59 and the variable APR on purchases ranges from 15.99% to 23.99% depending on creditworthiness.

Card Summary - Cons

Rates and fees

Issuer Name
Bank of America
Penalty APR
Maximum 29.99%
Credit Needed
Good
Balance Transfer Fee
The greater of $10 or 3% depending on the transaction amount, whichever is higher Balance Transfer Intl APR For transactions that were made within the 60-day period following opening your account, 0%
Annual Fee
$59
Cash Advance Fee
For each transaction: Direct deposit and check cash advances: $10, or 3%, depending on the transaction amount ATM, Over the Counter, Same Day Online, and Cash Equivalent Cash Advances are $10, or 5%, depending on the transaction amount.
APR
15.99% to 23.99%
Foreign Transaction Fee
None
Bright-Money-logo

Here’s a smart way to pay off

Bank of America

The Best Features

Purchase one and get one airfare for free: Allegiant World Mastercard Card Holders of Bank of America Allegiant World Mastercard Credit Cards earn a Buy One, Get One Free airfare whenever you purchase a Vacation Package from Allegiant that includes four nights at a hotel or seven days of car rental on the same itinerary.

Triple Point Rewards: Bank of America Allegiant World Mastercard Credit Card gives you three points per dollar on Allegiant purchases. This means frequent travelers of this airline can quickly earn reward points.

Rewards

Sign up bonus

APR Requirements

Drawbacks

Penalty interest rates: Bank of America Allegiant World Mastercard Credit Card has a high penalty rate of up to 29%. This is based upon your creditworthiness.

If you are late on a single payment, the penalty rate will be applied to all subsequent purchases. There is no 0% intro APR for the Bank of America Allegiant World Mastercard Credit Card.

This card does not offer a 0% APR on balance transfers or purchases. Based on creditworthiness, the standard variable APR ranges from 15.99% up to 23.99%.

Highlights

Allegiant purchase (airfare, hotel, car hire and attractions) earns 3 points for every $1, 2 points per 1 on qualified dining and 1 point per 1 on all other purchases.

After you spend $1,000 within 90 days, 15,000 bonus points will be earned. This is equivalent to $150 off your Allegiant next trip. There are no blackout dates or restrictions on destination, nor is there a minimum point redemption.

Allegiant offers complimentary priority boarding, one-off beverage and complimentary prior boarding when you present your Allegiant Credit Card Winner: USA Today's 10 Most Popular Readers' Choice Award for Best Airline Cobranded Credit Card You can get one airfare for one when you buy a Vacation Package from Allegiant that includes four nights at a hotel or seven days of rental cars.

Benefits

Comparative Analysis with Other Cards

Bank of America Allegiant World Mastercard Credit Card vs. Capital One Enterprise Rewards Credit Card

Annual Fee: The Bank of America Allegiant World Mastercard Credit Card requires a $59 fee. Annual fee for Capital One Venture Rewards Credit Card: $95.

Rewards: You get three points per $1 on Allegiant purchases. Two points per $1 on restaurant purchases. One point per $ on all other purchases Capital One Venture Rewards Credit card allows you to get 2 miles for every dollar you spend on other purchases. There is no cap on how many miles you can earn.

Sign-up bonus: New Bank of America Allegiant Mastercard Credit Card Holders receive 15,000 Points (worth $150) as a sign up bonus when they make $1,000 in purchases within 90 days of opening their account. When you make $3,000 in purchases within three months of account opening, Capital One Venture Rewards Credit card holders get a sign-up bonus worth 60,000 miles. This is equivalent to $600 for travel.

Benefits: The Bank of America Allegiant World Mastercard Credit Card gives you access to many shopping and travel benefits including priority boarding and account alerts. You also have monthly FICO credit score access and web and mobile banking access.

When you purchase a Vacation Package from Allegiant, with at least four hotel nights and seven rental days per vehicle on the same itinerary, you can get one airfare for free.

Capital One Venture Rewards Credit Card holder receives no foreign transaction fees and all Visa Signature benefits, including travel and baggage insurance, personal concierge, and emergency roadside assistance.

Bank of America Allegiant World Mastercard Credit Card vs. Chase Sapphire Preferred Card

Annual Fee: A $59 fee is charged by the Bank of America Allegiant World Mastercard Credit Card. Annual fee for Chase Sapphire Preferred Card: $95.

Reward: You can earn 3 points per $1 on Allegiant purchases. 2 points per $1 on restaurant purchases. 1 point per $ on all other purchases Chase Sapphire Preferred Card gives you five points per $1 on Lyft (valid until March 2022), three points for dining out at restaurants and two points for travel. You also get one point on all purchases.

Sign up bonus: New Bank of America Allegiant Mastercard Credit Card Holders receive 15,000 Points (worth $150) for every $1,000 you spend within the first 90 Days of your account opening. New cardholders of the Chase Sapphire Preferred Card can earn up to 60,000 bonus points when they spend $4,000 within the first three months after account opening.

Benefits: The Bank of America Allegiant World Mastercard Credit Card offers a variety of benefits to consumers and travelers, including account alerts and priority boarding. You also get monthly FICO credit score access and web and mobile banking.

When you book a Vacation Package from Allegiant, it will give you a free one-way airfare if you have four nights at a hotel or seven days of car rental on the same itinerary. Chase Sapphire Preferred Card does not charge foreign transaction fees.

You also have additional benefits such as purchase protection and extended warranty coverage.

Cardholders of the Bank of America Allegiant World Mastercard Credit Card enjoy valuable travel and consumer benefits, including:

Priority Boarding Allegiant offers a one-for-1 deal where you can buy one and get one airfare.

Zero fraud liability Access to your monthly FICO credit score for no cost.

Redeeming Rewards

Maximizing Rewards

Annual Fees

Conclusion

Bright-Money-logo

No late fees. Reduced interest charges. Pay off

Bank of America