Bank of America Business Advantage World Mastercard Credit Card vs. Capital One® Spark Miles Business
Annual fee: There is no annual fee for the Bank of America Business Advantage World Mastercard Credit Card. Capital One Spark Miles for Business cards require an annual fee. It is $0 for the first year and $95 thereafter.
Reward: The Bank of America Business Advantage Travel rewards World Mastercard credit cards will give you 3 points for every dollar you spend when you book travel via the Bank of America Travel Center, and 1.5 points for all purchases.
Capital One Travel offers 5 Miles per Dollar for hotel or rental car reservations. Capital One Spark Miles Business gives you 2 Miles per Dollar on all purchases.
Sign up bonus: When you make $3,000 of net purchases with the Bank of America Business Advantage World Mastercard credit cards, you'll earn 30,000 points. Cardholders who open Capital One Spark Miles for business receive 50,000 bonus miles for every $4,500 they spend within 3 months of account opening.
Benefits: Cardholders of the Bank of America Business Advantage World Mastercard Credit card can get travel insurance and lost luggage reimbursement. Trip cancellation coverage is also available.
Capital One Spark Miles benefits for business include an extended warranty, an auto rental collision damages waiver and travel and emergency assistance.
Bank of America Business Advantage World Mastercard Credit Card vs. Chase Sapphire Prefer Card
Annual Fee: There is no annual fee for the Bank of America Business Advantage World Mastercard Credit Card. Chase Sapphire Preferred Card charges $95 annually.
Reward: The Bank of America Business Advantage Travel rewards World Mastercard card will give you 3 points for every dollar you spend when you book travel via the Bank of America Travel Center, and 1.5 points for all purchases.
Chase Sapphire Preferred Card gives you five points per $1 on Lyft (valid until March 2022), three points for dining out at restaurants, two points for travel and one point on any other purchase.
Sign up bonus: The Bank of America Business Advantage World Mastercard credit card will give you 30,000 points if you make $3,000 of net purchases within the first 90 days of your account opening. Chase Sapphire Preferred Card gives you 60,000 bonus points if $4,000 is spent within the first three months of account opening.
Benefits: Cardholders of the Bank of America Business Advantage World Mastercard Credit card receive travel insurance and reimbursement for lost luggage, cancellation, delay, and travel accidents.
Chase Sapphire Preferred Card Holders get Trip Cancellation and Interruption Insurance, Auto Rental Collision Damage Waiver, Travel and Emergency Assistance Services, Purchase Protection and Extended Warranty Protection.
Bank of America Business Advantage World Mastercard cardholders can enjoy the following benefits:
Travel accident insurance Refunds for lost luggage Trip cancellation coverage Trip delay reimbursement.
