200 online cash reward bonus after making at least $1,000 purchase within the first 90 day of your account opening. Get 3% Cash Back in your chosen category, automatic 2% in grocery stores or wholesale clubs for all quarterly purchases (up to $2,500 combined category/ grocery/ wholesale store purchases), and an unlimited 1% for all other purchases
You can get 25% to 75% cash back when you are a member of Preferred Rewards. This means that you can earn as much as 5.25% on your purchases from the category of your choosing.
There is no annual fee or expiration of rewards. For purchases and balance transfers within the first 60-days, 0% intro APR. The 13.99%-23.99% variable APR applies after the intro APR deal ends. All balance transfer transactions are subject to a 3% (min $10), fee.
Contactless cards- A combination of the security and convenience of a card but with the ease of tapping.
Annual rewards valued at $296 Value of your sign-up bonus: $200Bank of America Customized cash Rewards credit card gives you 3% cashback in eligible categories, 2% at wholesale clubs and grocery stores (up to $2,500 combined category/grocery club quarterly purchases), and an unlimited 1% for all other purchases.
To earn 3% cashback, cardholders can choose one of these categories: Dining, drugstores, gas, home improvement/ furnishings, shopping online, travel. Only 1% of all non-bonus purchases earns cash back.
What is the Bank of America's Preferred Rewards Program and How Does It Work?
Customers who have a daily average balance of $20,000 in either their Merrill or Bank of America investment accounts receive a reward booster and savings on bank fees. Credit card rewards bonuses are offered to customers who have an average credit card balance of $20,000 or $50,000, $100,000, or both. This program is available to customers who have the Bank of America Customized Cash Reward credit card.
What Can You Make?
According to the U.S. Bureau of Labor Statistics' average spending data, Bank of America Customized cash rewards cardholders can earn $296 annually if they select dining as their 3% category. Bank of America Customized cash Rewards Credit Card.
How do I redeem rewards?
Redeem your Bank of America Customized cash Rewards credit card rewards in any amount. This includes a statement credit or a direct deposit to a Bank of America checking, savings, or credit to an eligible Merrill account. Merrill also offers a 529-compliant account.
You may also choose to receive a $25 paper check. You can make automatic transfers of $25 or more to eligible Merrill accounts if you do not want to redeem cash back. When depositing to your Bank of America account, one-time redemptions do not require a minimum amount.
How much is the APR for Bank of America Customized cash Rewards credit card?
Bank of America Customized Cash Reward credit card has an introductory 0% interest rate for purchases, balance transfers and purchase within the first 60 calendar days. The card's variable APR of 13.99% to 23.99% applies to purchases and balance transfer transactions after the promotion period.
How much does the Bank of America Customized cash Rewards credit card cost?
There is no annual fee for this card.
Balance transfer fee: The cash advance fee is $10 for direct deposits and checks cash advances. This card charges either $10 per transaction or 3%. This card charges $10 to 5% for ATM, online, same-day, and cash equivalent cash advances.
For transactions made outside of the United States, the Bank of America Customized Cash rewards credit card charges a foreign transaction charge of 3% of any amount in U.S. Dollars or in foreign currency. The fee adds to all other fees.
Late payment fee: This card may have a late payment fee of up to $40
