Join other Bright customers who are paying off thousands of dollars of debt.
Join Bright
A cobranded travel reward card, the Bank of America Royal Caribbean Visa Signature Credit Card earns you rewards on Royal Caribbean International cruise lines.
Earn points for each dollar you spend, with two points per dollar earned by Royal Caribbean or its sister brand Celebrity Cruises.
The card comes with a sign-up bonus of 10,000 points for qualifying transactions within the first 90-days of opening your account.
You also get a $50 Air2Sea discount when you spend at least $3,500 in the first 90-days of opening your account. Annual fees are $0. The annual fee is $0.
Annual Fee: $0 for the Bank of America Royal Caribbean Signature Credit Card.
There is no introductory rate.
For purchases and balance transfers, the Bank of America Royal Caribbean Visa Signature Credit Card doesn't offer an APR. Based on creditworthiness, the standard APR ranges from 14.99% up to 22.99%.
There are no benefits for cruise lines: The Bank of America Royal Caribbean Visa Signature Credit Card doesn't offer any brand-specific benefits like priority boarding and upgrades, unlike many cobranded cards.
Balance transfer fee: This fee equals 3% or $10 depending on the size of the transaction.
For every $1 you spend on qualifying Royal Caribbean purchases, 2 My Cruise Points will be earned. All other purchases earn 1 My Cruise Point per $1. Earn My Cruise Rewards and enjoy no annual fees and foreign transaction fees.
50 percent Discount on Royal Caribbean’s Air2Sea Program after you have purchased at least $3500 card within the first 90 day of your account opening.
Students are not eligible.
After opening an account, you will receive 10,000 My Cruise Points. This is enough to get $100 of onboard credit.
Bank of America Royal Caribbean Visa Signature Credit Card Benefits:
Bank of America Royal Caribbean Visa Signature Credit Card offers travel and purchase protection as well as Visa Signature benefits.
The following benefits are available:
Fraudulent transactions are covered by a zero dollar guarantee.
Alerts to your account about balances and due dates.
Access to your monthly FICO credit score for no cost
Annual Fee: The Bank of America Royal Caribbean Visa Signature Credit Card charges an annual fee of $0. Annual fee for Capital One Venture Rewards Credit Card: $95.
Reward: Bank of America Royal Caribbean Visa Signature Credit Card offers two points per $1 on Royal Caribbean and Celebrity Cruises purchases, as well as one point for all purchases. All purchases earn 2 miles for Capital One Venture Rewards Credit Card.
Sign up bonus: Earn 10,000 bonus points when you open an account with Bank of America Royal Caribbean Visa Signature Credit Card. You also get a $50 Air2Sea discount when you spend $3,000. Capital One Venture Rewards Credit card offers 60,000 bonus point when you spend $3,000 within three months of account opening. This is equivalent to $600 for travel.
Benefits: Bank of America Royal Caribbean Visa Signature Credit Card benefits include no dollar liability for fraudulent transactions, and free monthly access to your FICO credit score. Capital One Venture Rewards Credit card offers zero dollars fraud liability and concierge service. You also get extended warranty coverage and the ability to save at hotels and resorts participating.
Annual fee: There is an annual fee of 0.0 for the Bank of America Royal Caribbean Visa Signature Credit Card. Annual fee for Chase Sapphire Preferred Card: $95.
Reward: Earn two points per $1 on Royal Caribbean, Celebrity Cruises or Azamara Club Cruises purchases. One point per $2 on any other purchase with the Bank of America Royal Caribbean Visa Signature Credit card. Chase Sapphire Preferred Card gives you five points per $1 on Lyft (valid until March 2022), three points for dining out at restaurants, two points for travel, and one point on any other purchase.
Sign up bonus: Bank of America Royal Caribbean Visa Signature Credit Card gives you 10,000 bonus points for qualifying transactions within 90 days of opening your account. You also get a $50 Air2Sea discount when you spend $3500 in the first 90 Days of opening your account. When you spend $4,000 within the first three months of account opening, your Chase Sapphire Preferred Card will earn 60,000 bonus point.
Benefits: Bank of America Royal Caribbean Visa Signature Credit Card offers zero dollar liability for fraudulent transactions and monthly FICO credit score accessibility for free. The Chase Sapphire Preferred Card allows you to get travel cancellation insurance, emergency assistance services, purchase protection and extended warranty coverage.
