Bank of America Royal Caribbean Visa Signature Credit Card, vs. Capital One Enterprise Rewards Credit Card

Annual Fee: The Bank of America Royal Caribbean Visa Signature Credit Card charges an annual fee of $0. Annual fee for Capital One Venture Rewards Credit Card: $95.

Reward: Bank of America Royal Caribbean Visa Signature Credit Card offers two points per $1 on Royal Caribbean and Celebrity Cruises purchases, as well as one point for all purchases. All purchases earn 2 miles for Capital One Venture Rewards Credit Card.

Sign up bonus: Earn 10,000 bonus points when you open an account with Bank of America Royal Caribbean Visa Signature Credit Card. You also get a $50 Air2Sea discount when you spend $3,000. Capital One Venture Rewards Credit card offers 60,000 bonus point when you spend $3,000 within three months of account opening. This is equivalent to $600 for travel.

Benefits: Bank of America Royal Caribbean Visa Signature Credit Card benefits include no dollar liability for fraudulent transactions, and free monthly access to your FICO credit score. Capital One Venture Rewards Credit card offers zero dollars fraud liability and concierge service. You also get extended warranty coverage and the ability to save at hotels and resorts participating.

Bank of America Royal Caribbean Visa Signature Credit Card, vs. Chase Sapphire Preferred Card

Annual fee: There is an annual fee of 0.0 for the Bank of America Royal Caribbean Visa Signature Credit Card. Annual fee for Chase Sapphire Preferred Card: $95.

Reward: Earn two points per $1 on Royal Caribbean, Celebrity Cruises or Azamara Club Cruises purchases. One point per $2 on any other purchase with the Bank of America Royal Caribbean Visa Signature Credit card. Chase Sapphire Preferred Card gives you five points per $1 on Lyft (valid until March 2022), three points for dining out at restaurants, two points for travel, and one point on any other purchase.

Sign up bonus: Bank of America Royal Caribbean Visa Signature Credit Card gives you 10,000 bonus points for qualifying transactions within 90 days of opening your account. You also get a $50 Air2Sea discount when you spend $3500 in the first 90 Days of opening your account. When you spend $4,000 within the first three months of account opening, your Chase Sapphire Preferred Card will earn 60,000 bonus point.

Benefits: Bank of America Royal Caribbean Visa Signature Credit Card offers zero dollar liability for fraudulent transactions and monthly FICO credit score accessibility for free. The Chase Sapphire Preferred Card allows you to get travel cancellation insurance, emergency assistance services, purchase protection and extended warranty coverage.