What is the Blue Cash Preferred, Card of American Express?

American Express Blue Cash Preferred card vs. Chase Sapphire Prepaid Card: Which is Better?

Chase Freedom Flex or Blue Cash Preferred Card From American Express: Which one is better?

American Express Blue Cash Everyday card vs. American Express Blue Cash Preferred card Chase Sapphire Preferred card vs. American Express Blue Cash Preferred Cards.

The Chase Sapphire Preferred Card is a great choice for dining and travel. While the Blue Cash Preferred Card by American Express offers high rewards for everyday purchases, it can also earn you large cash back. The Blue Cash Preferred card from American Express offers rewards such as 6% cashback on purchases up to $6,000 each year in U.S. grocery stores and 6% cashback on select U.S. streaming services subscriptions.

The Chase Sapphire Preferred card offers five points per $1 when you book travel through Chase Ultimate Rewards, and three points for dining. Chase Sapphire Preferred Card has an annual fee of $95, while Blue Cash Preferred Card by American Express charges a $0 initial fee and then $95.

The Chase Sapphire Preferred Card does not have a foreign transaction fee and will make international transactions less expensive. After they have been converted into U.S. Dollars, the 2.7% fee for foreign transactions will be charged by American Express' Blue Cash Preferred Card.

Chase Freedom Flex vs. American Express Blue Cash Preferred card

The Chase Freedom Flex as well as the Blue Cash Prepaid Card from American Express, both cash back credit cards with high ratings are highly recommended.

Chase Freedom Flex has a maximum reward rate of 5% while Blue Cash Preferred Cards from American Express have a 6% return in certain categories. New members will receive a 200 bonus when they sign up for the Chase Freedom Flex.

The Chase Freedom Flex doesn't require you to pay an annual fee. However, the Blue Cash Preferred card from American Express charges a $0 annual fee and then $95.

Chase Freedom Flex has a 0% intro APR, which is valid for 15 months after account opening. This applies to purchases as well as balance transfers. After that time there will be a variable rate of 14.99% – 24.74%. American Express Blue Cash Preferred Card offers an intro APR at 0% on all purchases for twelve months starting from account opening.

The variable rate then applies to 13.99% to 23.99%.These cards provide benefits like car rental protection and travel assistance, as well as protection from fraudulent purchases. The Blue Cash Preferred card from American Express will allow you to access entertainment through American Express Experiences.

To qualify for one of these cards, you'll need to have good credit.

American Express Blue Cash Everyday card vs. American Express Blue Cash Preferred Card:

Both the Blue Cash Everyday Card and Blue Cash Preferred Card are structured in a similar way. Each card earns extra cashback on spending up to $6,000 at U.S. supermarkets each year. The Blue Cash Preferred Card of American Express, however, earns 6% while the Blue Money Everyday Card earns only 3%.

The Blue Cash Everyday card from American Express doesn't have an annual fee. However, the Blue cash Preferred card from American Express comes with a $0 annual fee, and then you pay $95. Each card offers a 0% initial APR for purchases. Blue Cash Everyday Card and Blue Cash Preferred Card both offer a 15-month promotional period.

Blue Cash Preferred Card by American Express offers a $300 welcome bonus, and the Blue Cash Everyday Card is available for $200.American Express Blue Cash Preferred card: How to Get Rewards Value of first-year incentives: $833

These are some of the benefits you could earn by using this card. You can get 6% cashback on purchases up to $6,000 per calendar year in supermarkets across the U.S. Select streaming subscriptions in the United States eligible for 6% cashback Get 3% Cash Back on Eligible Transit, such as taxis, rideshares, parking and tolls. Get 3% Cash Back on Gasoline at U.S. Stations. This does not include superstores and warehouse clubs.

All other eligible purchases qualify for a 1% discount. The rewards system can be very attractive if you are able to spend large amounts in high-earning areas, however the restrictions on the categories can make it less appealing. You won't get as much cash back at supermarkets if you shop at warehouse clubs or superstores for your groceries. These stores don't count towards the grocery store category.

You'll only earn 1% cashback for the remainder of the year if you exceed the $6,000 reward limit. You may also not be eligible for the cash back reward of 6% if you bundle your streaming service with another product, or bill through a third-party. Cruises, airfare, car rental, and car rentals are excluded from the transit bonus of 3%.Also, it's worth noting the fact that rewards for supermarkets and gas stations only apply to U.S. purchases.

Purchases outside the U.S. incur the 2.7% foreign transaction fees. Receive a Special Offer After spending $3,000 on the Card, you can get $300 in statement credit. This is a good deal for cashback cards. American Express Blue Cash Preferred card: How do I redeem rewards Redeemable for statement credits, cash back rewards from the Blue Cash Prefer Card of American Express can be used to purchase statements credits.

AmEx might offer gift cards and merchandise redemptions at times. Redeem rewards when your reward balance exceeds $25. You cannot redeem rewards if you have not made your minimum payment. How much is the American Express Blue Cash Preferred card? American Express Blue Cash Preferred Cards offer a 0% initial APR for purchases.

This means that you won't pay interest on your purchases for twelve months. You'll pay an APR between 13.99% and 23.99% variable after that depending on credit worthiness. You can use the Pay It.

Plan It option to spread your payments out over time, even after the promotion ends. You can use Pay It to quickly make a purchase less than $100 and then pay monthly.

Plan It, on the other hand allows you to select purchase that exceed $100 and divide them into monthly installments for a monthly fee. If the monthly fee you pay is lower than what you'd be paying in interest, this can work out to be a great deal. You can also pay your entire balance each month in full so that you don't have to spend more on your purchases.

How much is the American Express Blue Cash Preferred card?

Annual Fee: The first year there is an $0 annual fee, the second year it's $95.Fee for foreign transactions: 2.7% in U.S. Dollars

Cash advance fees: Minimum $10, or 5% of advance.

Late Payment Fee: $40 for each additional bill, plus $29 for the first payment. You can only make the minimum payment in any event. For your first return payment of $29, and for each subsequent six payments (up to $40), there is a $50 fee for the returned payment.

You will not be charged more than the minimum amount in any instance.