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Brex 30 Card

Credit needed
No credit check
APR
N/A
Annual Fee
$0

Card Summary

Brex 30 is a credit card that can be used by eligible companies and limited-liability businesses. This card provides a credit limit that is interest-free.

The card allows you to make purchases within the given time frame. There is an annual $0 fee for the card.

Brex 30 Cards offer a strong rewards program. Cardholders can also earn or redeem extra points through special offers.

You can also access benefits such as expense management software, fraud protection and partner offers like credits or discounts from Zoom, Microsoft and Slack.

Cardholders may be eligible for a bonus sign up bonus of 50,000 bonus point upon approval.

Card Summary - Cons

Rates and fees

Issuer Name
Brex
Penalty APR
N/A
Credit Needed
No credit check
Balance Transfer Fee
Please refer to the Terms
Annual Fee
$0
Cash Advance Fee
N/A
APR
N/A
Foreign Transaction Fee
N/A
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The Best Features

Rewards: Brex30 Cardholders earn seven points for every dollar spent on ride-shares, four points per $1 on bookings of flights and hotels through the Brex portal and three points each dollar at restaurants.

Two points are earned on eligible recurring subscriptions to software; one point is awarded on all purchases.

Brex offers partner discounts: Brex has partnered up with many companies in order to offer credit and discounts to those who use the Brex 30 card.

Example discounts include a $150 Google Ads Credit, 20% off an annual Zoom subscription and 50% off any Gusto plan over 12 months.

Rewards

Sign up bonus

APR Requirements

Drawbacks

You cannot carry balances:

Brex 30 Card can be used as a credit card. Your balance must be paid at the conclusion of every statement period.

Highlights

Approval of 50,000 Brex Rewards Points. You can sign up for a business card in minutes. It has higher limits, no security deposit or personal guarantee. Your personal credit will be protected while you get 10-20x more limits than with traditional business credit cards.

30 day payment period. No personal guarantee, no fees, no interest. You get expense management and automatic receipt-matching.

Instant virtual cards are available for you team. QuickBooks, NetSuite and Concur integrations make it easy to close the books quickly.

If you have professionally invested $50,000, or $100,000, to get approval.

Benefits

Fraud protection.
Software for expense management.
No foreign transaction fee.
Policy of zero liability for fraud

Comparative Analysis with Other Cards

Brex 30 Card Vs. American Express Business Gold Card

Annual fee: Brex 30 Card users pay an annual fee of $0 American Express Business Gold Card holders pay $295 annually (See Rates and Fees). Employers can be added to the card for no cost by businesses.

Reward: Brex 30 card holders receive seven points for every dollar spent on ride-shares, four points for booking flights or hotels through the Brex portal and three points each dollar when dining out. There are two points per $1 on eligible recurring subscriptions and one point per $ on all other purchases. American Express Business Gold Card holders earn 4 points per $150 on combined purchases up to $150,000 each year within the 2 categories that your company spends most. You'll then earn 1 point for every dollar.

Brex 30 Card welcome offer: Receive 50,000 bonus points as a sign up bonus when you approve. After you have spent $10,000 with American Express Business Gold Card eligible purchases within your first three months, you will earn 70,000 bonus point.

Benefits: Brex 30 Card cardholders have access to fraud protection and expense management software. American Express Business Gold Card holders receive many benefits such as baggage insurance, car rental damage and insurance for loss or damage, and access to Global Assist.

Brex 30 Card or Business Green Rewards Card

Annual fee: The Brex 30 Card has an annual fee $0. The Business Green Rewards Card by American Express will charge a $0 annual fee the first year and then $95 each subsequent years (See Rates and Fees).

Rewards: Brex30 Cardholders earn seven points for every dollar spent on ride-shares, four points for booking flights or hotels through the Brex portal and three points each dollar at restaurants. Two points per $1 is earned on eligible recurring subscriptions to software. All other purchases are worth one point. American Express Business Green Rewards Card users get two points per $1 for purchases made on amextravel.com, and one point for any other purchase.

Brex 30 Card welcome offer: Receive 50,000 bonus points as a sign up bonus upon approval. American Express Cardholders who open a new Business Green Rewards card earn 15,000 bonus point after they make $3,000 eligible purchases in the first 3 months.

Benefits: The Brex 30 card charges no foreign transaction fees and offers fraud protection as well as access to expense management software. American Express Business Green Rewards Card users get benefits like baggage insurance, rental car loss and damage insurance, and access to Global Assist Hotline.

Redeeming Rewards

Maximizing Rewards

Annual Fees

Conclusion

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No late fees. Reduced interest charges. Pay off

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