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Business Green Rewards Card from American Express

Credit needed
Good
APR
14.24% to 22.4%
Annual Fee
$0 After that, $95

Card Summary

American Express' Business Green Rewards Card is for medium to small businesses.

For all transactions made via amextravel.com, the card earns 2 points per $1 and 1 point for every other purchase. American Express Cardholders who open a New Business Green Rewards card earn 15,000 bonus point after they make $3,000 eligible purchases in the first three months.

The first year's annual fee is $0, and then the $95 annually thereafter.

Card Summary - Cons

Rates and fees

Issuer Name
American Express
Penalty APR
29.24%
Credit Needed
Good
Balance Transfer Fee
N/A
Annual Fee
$0 After that, $95
Cash Advance Fee
N/A
APR
14.24% to 22.4%
Foreign Transaction Fee
After conversion to US Dollars, 2.7% of every transaction is retained.
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Here’s a smart way to pay off

American Express

The Best Features

American Express Business App and employee cards:

Business owners can keep control over card spending with the Business Green Rewards Card.
Individual cards can be set with spending limits and individual cards can also be frozen or unfrozen.
All relevant information including scan receipts can be found in the American Express Business App.

Rewards

Sign up bonus

APR Requirements

Drawbacks

You must pay the entire balance each month with American Express' Business Green Rewards Card. The Pay Over Time option is available to eligible cardholders.
Late payment, foreign transaction and returned fees.
The Business Green Rewards card from American Express has a 2.7% charge for currency transactions.
Cardholders will be charged a $39 returned payment fee and $39 late payment fee.

Highlights

After you have spent $3,000 in eligible purchases with the Business Green Rewards Card, you will earn 25,000 Membership Rewards Points.

It's easy to join the Membership Rewards program. You can use your card for any purchase, big or small. The points will soon add up. There is no expiration date and there is no limit on how many points you earn.

Spend at least $1 on eligible purchases through amextravel.com to earn 2X points For every dollar spent on eligible purchases, you earn 1X points Car Rental Loss and Damage Insurance, Extended warranty, Protection American Express.

Benefits- Business Green Rewards Card American Express Cardholders with the Business Green Rewards Card receive the following benefits:

Plan for baggage Insurance for car rental damage and loss Employee cards are free Hotline for global assistance

Benefits

Comparative Analysis with Other Cards

American Express Business Gold Card vs. American Express Business Green Rewards Card

Annual fee: For the first year of your Business Green Rewards Card, American Express charges $0 and then $95 for each subsequent year. Annual fee for the American Express Business Gold Card is $295. (See Rates and Fees).

Reward: The Business Green Rewards card from American Express earns two points per $1 for purchases on amextravel.com, and one point for every other purchase. American Express Business Gold Card gives you four points for every dollar spent on purchases up to $150,000 each year. This includes any purchase made in two categories that your company spends most. You'll then earn 1 point for every dollar.

New Business Green Rewards Card: American Express cardholders receive 15,000 bonus points for making eligible purchases of $3,000 within three months after opening their account. After you have spent $10,000 with your Business Gold Card in the first three months, you will earn 70,000 bonus point.

Benefits: The cards have many benefits, including baggage insurance, rental loss and damage insurance as well as a Global Assist hotline.

American Express Business Green Rewards Card vs. The Ink Business Preferred credit card

Annual fee: For the Business Green Rewards Card, American Express charges a $0 annual fee. After that $95 annual fee is charged. Annual fee for the Ink Business Preferred Credit Card is $95.

Reward: American Express' Business Green Rewards Card offers 2 points per $1 for purchases on amextravel.com, and 1 point for any other purchase. The Ink Business Preferred credit card earns you three points per $150 on your first purchase of select travel items and business categories. All other purchases are eligible for one point per $1, with no limit.

New Business Green Rewards Card: American Express cardholders receive 15,000 bonus points for making eligible purchases of $3,000 within three months after opening an account. The Ink Business Preferred credit card earns 100k bonus points for every $15,000 you spend within the first three months of account opening.

Chase Ultimate Rewards will give you $1,250 towards travel or $1,000 cash back.

Benefits: Cardholders of the American Express Business Green Rewards card receive benefits such as a luggage insurance plan, rental car loss and damage insurance, and an international assistance hotline.

Benefits include trip cancellation and interruption insurance, purchase protection, extended warranty protection, return protection, and protection against theft.

Redeeming Rewards

Maximizing Rewards

Annual Fees

Conclusion

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No late fees. Reduced interest charges. Pay off

American Express