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BuyPower Business Card™

Credit needed
Annual Fee

Card Summary

Earnings from purchases can be used to purchase a new General Motors car with the BuyPower Business card. You can earn 5% on parts and accessories purchased at authorized GM dealers.

There are also 3% on gas station, restaurant, and office supplies store purchases. All other purchases get 1% back.

No foreign transaction fees or annual fees are charged. Variable annual percentage rate of 16.99% for BuyPower Business Card.

Card Summary - Cons

Rates and fees

Issuer Name
Capital One
Penalty APR
Credit Needed
Balance Transfer Fee
Annual Fee
Cash Advance Fee
You can choose to pay $10 or 3% on each cash advance amount, depending on which is higher.
Foreign Transaction Fee

Here’s a smart way to pay off

Capital One

The Best Features

12 month 0% APR intro rate: All purchases are subject to a 12-month 0% introductory rate.
After the initial period, an APR variable of 16.99% applies.


Sign up bonus

APR Requirements


Only GM Rewards are available: The rewards earned by this card for purchases can be used to purchase a new GM car.


Earn 5% on all GM parts and accessories purchased at authorized GM dealers. Purchases at restaurants, gas stations and office supply shops earn you 3%, all other purchases earn 1%.

You can accumulate as much Earnings or use them to purchase a new GM car. Your Account must be open to earn earnings.

There is no annual charge. Plus no foreign transaction fees.

Combining Offers Vehicles + Your Earnings equals total value. You can assign additional employees cards to your Account. Participating merchants across the country will offer you exclusive discounts and automatic rebates.

Get the BuyPower Business Card AdvantagesCardholders of the BuyPower Business Card Card receive World Mastercard benefits, including: Zero fraud liability.

For physical damage or theft, the rental car collision damage waiver covers you.
All items bought with the card are covered by an extended warranty.
Travel accident insurance.
Concierge service.
Buy assurance.

Maximizing Rewards.

You can earn 5% on GM parts and accessories, 3% on office supplies, restaurants and gas stations, and an unlimited 1% on any other purchase when you use your card.


Comparative Analysis with Other Cards

Maximizing Rewards

Annual Fees



No late fees. Reduced interest charges. Pay off

Capital One