Capital One Venture Rewards Credit Card vs. Capital One Quicksilver Cash Rewards Credit Card
Annual Fee: Capital One Quicksilver Rewards Credit Card does not have an annual fee. Capital One Venture Rewards Credit Card, however, has a $60,000 annual fee.
Reward: Every purchase of the Capital One Quicksilver cash rewards credit card earns you a flat 1.5% cashback Capital One Venture Rewards Credit Card earns 2 miles for every dollar, with the exception of hotels or car rentals that are booked through Capital One Travel. These earn 5 miles per $1.
It is important to decide which card you should eCapitol One Quicksilver Cash Reward Credit Card Holders can receive a $200 bonus cash when they open an account. This bonus is available after you spend $500 in the first three months. Capital One Venture Rewards Credit Card customers can get 60,000 bonus points if they spend $3,000 within three months of account opening. This is equivalent to $600 for travel.
The cards have the following benefits: They offer travel insurance for travel accidents, 24 hour travel assistance, $0 fraud liability, and free access to Eno (the Capital One digital assistant). The Capital One Quicksilver Cash Reward Credit Card provides concierge services.
Additionally, the Capital One Venture Rewards Credit Card gives you an option to waive any auto-rental collision damage.
Capital One Quicksilver Cash Rewards Credit Card vs. Capital One Quicksilver One Cash Rewards Credit Card
Annual fee: Capital One Quicksilver Cash Reward Credit Card does not have an annual fee. Annual fee for the Capital One Quicksilver One cash rewards credit card.
Reward: Each card earns an uncapped 1.5% cashback on all purchases Capital One Quicksilver Cash Reward Credit Card Holders can receive a $200 bonus cash after they spend $500 in the first three months.
Capital One Quicksilver One cash rewards credit card does not offer a sign up bonus. The cards come with $0 in fraud liability and no foreign transaction fees. They also offer access to Eno the Capital One digital assistant.
The Capital One Quicksilver cash rewards credit card is for people with good credit. It also includes extended warranty coverage, travel insurance, and complimentary concierge services. Cardholders with good credit can apply for the Capital One Quicksilver One cash rewards credit card. This credit card is available for up to six months.
Capital One Cash Rewards Credit card:
How to Get Rewards?
Capital One Quicksilver cash rewards credit card offers a 1.5% flat rate of cash back on all purchases. There's no need to keep track of the different reward rates and bonus categories. And there is no annual fee. You should keep in mind that interest fees can make it more difficult to get value from your card.
What Can You Make?
The amount of cash you receive will vary depending on the number of transactions you make with your card. After you have spent $500 within three months of account opening, you will receive a $200 bonus cash. This bonus is available to smaller spenders, as well as those with other cashback credit cards. To qualify, you will need to spend approximately $167 each month.
Capital One Cash Rewards Credit card:
How do I redeem rewards?
Cashback can be redeemed for any amount, at any time. As long as your account remains active.
You have several options for redeeming your cash back: check, gift cards and statement credits. You can schedule automatic redemptions if you do not want to manually redeem the cash. Exclusive access for cardholders to concerts, culinary and sporting events.
What is the Capital One Cash Rewards Credit Card APR?
For 15 months, the Capital One Quicksilver cash rewards credit card offers a 0% introductory APR for purchases and balance transfer. After that time, it jumps up to 14.99%-24.99% (variable). Cardholders can use the initial promotional offer to reduce their credit card balance or pay off a large-ticket purchase interest-free.
U.S. News found that the APR of the card after the promotional period is over average for cash-back credit cards.
