capital-one

Capital One QuicksilverOne Cash Rewards Credit Card

The Capital One Rewards Mastercard allows frequent shoppers to stock up on reward points from purchases made at the retail giant.

Credit needed
Average, Fair, Limited
APR
26.99% (Variable)
Annual Fee
$39

Card Summary

Capital One QuicksilverOne cash rewards credit card is a cash-back rewards credit card.
You get 1.5% cashback on all purchases.
You get benefits such as fraud protection, emergency card services and Mastercard identity theft protection.

Card Summary - Cons

Rates and fees

Issuer Name
Capital One
Penalty APR
None
Credit Needed
Average, Fair, Limited
Balance Transfer Fee
This Transfer APR is $0
Annual Fee
$39
Cash Advance Fee
The cash advance amount must not exceed $10, and 3% of it should be.
APR
26.99% (Variable)
Foreign Transaction Fee
None

Highlights

Unlimited 1.5% Cash Back on every purchase, everyday you can earn cash rewards by signing up for rotating categories but you don't have to sign up.

In as little as six months, you can automatically be considered for a greater credit line. CreditWise, a free app that tracks your credit, is available to everyone.

If your card ever gets lost, stolen or fraudulently used, you are not liable for $0. There is no limit on how much cash you can make and the cashback doesn't expire during the term of your account. Responsible card usage can help you build your credit score for the future.

Capital One's mobile app allows you to receive personalized alerts, manage your account and get customized notifications.

Comparative Analysis with Other Cards

Capital One QuicksilverOne cash rewards credit card vs. Citi

Annual Fee: Capital One QuicksilverOne cash rewards credit card has $39 annually. Annual fee for Citi Double Cash Card – 18 Month BT Offer is $0.

Reward: The Capital One QuicksilverOne cash rewards credit card will give you 1.5% cashback on every purchase. Citi Double Cash Card – 18 Month BT Offer: Earn 1% for your purchases, and 1% when paying for them.

Sign up bonus: No card provides a sign-up incentive.Capital One QuicksilverOne cash rewards credit card holder benefits include fraud protection, emergency card services and Mastercard identity theft protection. Citi Double Cash Card – 18 Month BT Offer offers Identity Theft Support and Special Access to event tickets worldwide.

Capital One QuicksilverOne Cash Rewards Credit Card vs. Capital One Quicksilver Cash Rewards Credit Card

Annual Fee: Capital One QuicksilverOne cash rewards credit card has $39 annually. Annual fee for the Capital One Quicksilver cash rewards credit card is $0.

Reward: The cards can earn 1.5% cashback on every purchase.

Sign up bonus: Capital One QuicksilverOne cash rewards credit card does not offer any sign-up bonuses. Capital One Quicksilver Cash Reward Credit Card gives you a $200 bonus cash when you make $500 in purchases within three months of account opening.

Benefits: The Capital One QuicksilverOne cash Rewards Credit Card offers you emergency card services, fraud protection, and Mastercard identity theft prevention. The Capital One Quicksilver cash rewards credit card holders receive benefits such as no foreign transaction fees, fraud coverage and emergency card services.

Conclusion

Note: Credit Card summary is for informational purposes only and is not an endorsement of the product. Products and services described are offered by third parties and not Bright Money or its partner banks. Bright Money strives to keep its information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider, or specific product’s site and the information has not been reviewed or provided by the issuer of the product before publication.

Get the Bright App
Ai Powered App, to Delete Debt