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Capital One Venture Rewards Credit Card

Credit needed
Excellent, Good
APR
15.99% - 23.99% (Variable)
Annual Fee
$95

Card Summary

Capital One Venture Rewards Credit card is one of our top travel cards. This is due to its flexible redemption options, 2 mile per dollar reward rate and modest annual fees.

The card allows you to redeem miles for any type of travel, and you can also transfer your points to Capital One's partners in travel.

Capital One Venture Rewards Credit Card Review:

Cardholders can get value from this card if they are able to spend enough money each year to cover the annual fee, and then use the miles for travel.

Card Summary - Cons

Rates and fees

Issuer Name
Capital One
Penalty APR
None
Credit Needed
Excellent, Good
Balance Transfer Fee
This Transfer APR is $0
Annual Fee
$95
Cash Advance Fee
The cash advance amount must not exceed $10, and 3% of it should be.
APR
15.99% - 23.99% (Variable)
Foreign Transaction Fee
None
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The Best Features

Rewards

Sign up bonus

APR Requirements

Drawbacks

High APR charges.
There is no introductory APR promo on balance transfers or purchases.
No bonus rewards categories.
Annual fee
Cash back is minimal

It's great for:

Moderate travellers.
Individuals who are looking for a large sign-up bonus.
Flexible redemption options are desirable.

This is not the place for:

For frequent travellers.
Modest spenders.
Balance carriers.
Bad credit people.

Highlights

You will receive a bonus of $3,000 for every $600 you purchase within the first 3 months after account opening.

Unlimited 2X Miles on every purchase, Every Day Miles don't expire over the lifetime of your account. There's no cap on how many miles you can earn.

Get up to $100 off Global Entry and TSA pre-check. Get 5X Miles on Hotels and Rental Cars booked with Capital One Travel.

Capital One offers the best rates on thousands of Trip Options. You can redeem your Capital One Travel miles for a reimbursement on any purchase or to book a trip with Capital One Travel.

You can transfer your miles to any of the 15+ loyalty programs you choose. No foreign transaction fees.

Benefits

Offers a large sign-up bonus. Get 2 miles per dollar.
Allows you to apply for a credit on your application fees for Global Entry and TSA pre-check.
Transfers of miles to loyalty programs for partner travel.
It is simple to redeem rewards.
Rental car insurance.

Comparative Analysis with Other Cards

Capital One VentureOne Rewards Credit Card has a flat reward rate for purchases and doesn't have an annual fee.

It also offers a lower annual percentage rate (variable) of 14.99% to 24.99%.Capital One Venture Rewards Credit Card offers good rewards and no transfer fees at the APR.

If you are looking to receive travel rewards, and have a quick way to redeem them, this card is a great choice. If you are planning to travel, the annual fee is worth it. The card provides valuable benefits for travelers.

Capital One Quicksilver Cash Rewards Credit Card vs. Capital One Venture Rewards Credit Card:

Capital One Quicksilver cash rewards credit card offers high flat rewards rates on all purchases and a long-term introductory 0% interest rate promotion on purchases. This will allow you to make savings on interest.

The Capital One Venture Rewards credit card's introductory bonus has a lower value. Capital One Venture Rewards Credit Card offers good rewards and no transfer fees at the APR.

This card is a great choice for those who want to receive travel rewards, and have a quick way to redeem them. It may offer more than just travel rewards. As long as the annual fee is reasonable, it could be your best option.

Capital One Venture Rewards Credit card: How to Get Rewards?

Capital One Venture Rewards Credit Card gives you 2 miles for every dollar spent. You can easily accumulate miles to go on your next vacation with this high reward rate. The card earns points on all purchases so you won't need to keep track of any bonus or maximize your reward.

To pay the annual fee, you must spend $4,750 each day on your everyday purchases. This card might not suit you if your spending habits aren't high.

What Can You Make?

Capital One Venture Rewards Credit card holders are eligible to earn 36,300 miles annually based on the U.S. Bureau of Labor Statistics' average spending data. This is equivalent to $363 per year in travel.

Redeeming Rewards

Maximizing Rewards

Annual Fees

Conclusion

Do You Need the Capital One Venture Rewards Card?

You can spend enough money to pay the annual fee. Redeem your travel rewards. You want flexible options for travel redemption. You don't need foreign transaction fees and want a credit on your application fee for TSA pre-check/ Global Entry.

Questions about the Capital One Venture Rewards credit card

Does the Capital One Venture Rewards credit card offer a great deal? Which credit score is required to obtain the Capital One Venture Rewards Card Credit Card?

Capital One Venture Rewards credit card requires good to exceptional credit. A minimum FICO score of 670 is required.

What are Capital One Venture Miles worth?

Each mile is worth one cent, however their value can vary depending on the way you use them.

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