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CitiBusiness® / AAdvantage® Platinum Select® Mastercard®

Credit needed
Excellent
APR
15.99% - 24.99% (Variable)
Annual Fee
$199 for the first twelve months.

Card Summary

CitiBusiness / AAdvantage Platinum Select Mastercard for Business Travelers is a rewards card that allows you to fly frequently with American Airlines. You earn double miles for eligible American Airlines purchases. If you spend at least, the sign-up bonus will be worth bonus miles.

Cardholders receive airline perks like a first checked bag free on domestic American Airlines flights, as well as preferred boarding for American Airlines domestic flights.

Card Summary - Cons

Rates and fees

Issuer Name
Citi
Penalty APR
Variable: Up to 29.99%
Credit Needed
Excellent
Balance Transfer Fee
$5 Minimum balance transfer fee; 3% on each.
Annual Fee
$199 for the first twelve months.
Cash Advance Fee
You can choose to pay $10 or 5% on each cash advance amount, depending on which is higher.
APR
15.99% - 24.99% (Variable)
Foreign Transaction Fee
0%
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The Best Features

Airline perks: Preferential boarding access. You and your up to 4 companions will receive a free checked bag when you book together. After spending at least $30,000 during the year of your card membership, you can earn a companion certificate for $99 domestic economy fares American Airlines.

CitiBusiness/ AAdvantage Platinum Select Mastercard Holders Get a 25% Discount on American Airlines Inflight wi-fi when they use their card.

Benefits for businesses: You can get double the AAdvantage points per dollar you spend on qualifying satellite and cable providers, telecommunications merchants and car rental dealers, as well as gas station purchases.

This card does not have foreign transaction fees. You can also add your employees as authorized users to earn miles for any purchases they make.

Rewards

Sign up bonus

APR Requirements

Drawbacks

There is no introductory APR.

Annual Fee: CitiBusiness / AAdvantage Platinum Select Mastercard charges $99 annually.

This fee is waived after the first twelve months.Excellent credit score is required for this card.

Highlights

For businesses, after spending $4,000 on purchases in the first four months, you will earn 65,000 American Airlines bonus mile miles.

To reduce your travel expenses and increase your profit, the first checked bag will be free with domestic American Airlines. Use your American Airlines card to get 25% off inflight Wi-Fi at American Airlines.

American Airlines Flights offer a preferred boarding experience. Spend $1 on eligible American Airlines flights to earn 2 AAdvantage miles.

Spend $1 at cable and satellite providers, telecommunications merchants, rental car merchants, gas stations and other locations to earn 2 miles of AAdvantage.

Spend $1 to earn 1 mile in AAdvantage. No Foreign Transaction Fees.

Benefits

Comparative Analysis with Other Cards

CitiBusiness / AAdvantage Premium Select Mastercard vs. Southwest Rapid Reward Premier Business Credit Card

Annual Fee: CitiBusiness / AAdvantage Platinum Select Mastercard charges $99 annually. This fee is waived after the first twelve months. Annual fee for the Southwest Rapid Rewards Premier Business Credit Card is $99.

Reward: CitiBusiness/AAdvantage Platinum Select Mastercard offers double mile on all eligible American Airlines flights, purchases made at gas stations, telecommunications merchants and cable and satellite providers.

The Southwest Rapid Rewards Premier Business credit card earns you three points per $1 for Southwest purchases. Two points are earned for Rapid Rewards hotel or car rental partners purchases. One point is awarded for any other purchases.

Sign up bonus: When you make purchases with the CitiBusiness/AAdvantage Platinum Select MasterCard, you will earn bonus miles. Spend $3,000 to open your Southwest Rapid Rewards Premier Business credit card and earn 60,000 bonus points.

Benefits: The CitiBusiness / AAdvantage platinum Select Mastercard will give you a first checked bag free and preferential boarding for domestic American Airlines flights.

Benefits of the Southwest Rapid Rewards Premier Business Credit Card include purchase protection, an extended warranty, baggage delay insurance and two free checked bags.

CitiBusiness / AAdvantage Select Mastercard vs. Citi / AAdvantage Elite Mastercard

Annual Fee: For the first twelve months, there is no annual fee for CitiBusiness / AAdvantage Platinum Select Mastercard. Annual fee for the Citi / AAdvantage Executive World Elite Mastercard is $450.

Reward: CitiBusiness/AAdvantage Platinum Select Mastercard offers double mile on all eligible American Airlines purchase, including purchases made at telecommunications merchants and cable and satellite providers. You will get 2 miles for every dollar spent on American Airlines eligible purchases, and 1 mile for all other purchases with the Citi / AAdvantage Executive World Elite Mastercard.

Sign up bonus: If you spend at least $2,500 with the CitiBusiness/AAdvantage Platinum Select Mastercard you can earn bonus miles. Spend $5,000 within 3 months to earn 50,000 bonus mileage with the Citi / AAdvantage Executive World Elite Mastercard.

Benefits: The CitiBusiness / AAdvantage platinum Select Mastercard will give you a first checked bag free of charge and preferential boarding for domestic American Airlines flights.

Benefits of the Citi / AAdvantage Executive World Elite Mastercard include a $100 credit per year as reimbursement for Global Entry and TSA Precheck application fee fees, priority check in, airport screening, early boarding, and priority check-in when you fly American Airlines.

Redeeming Rewards

Maximizing Rewards

Annual Fees

Conclusion

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