citi

CitiBusiness® / AAdvantage® Platinum Select® Mastercard®

Citi Card cardholder have the opportunity to get a 0% Intro APR for 12-month for purchase and a 21-month 0% Intro APR for balance transfer from the 1st transfer

Credit needed
Excellent
APR
15.99% - 24.99% (Variable)
Annual Fee
$199 for the first twelve months.

Card Summary

CitiBusiness / AAdvantage Platinum Select Mastercard for Business Travelers is a rewards card that allows you to fly frequently with American Airlines. You earn double miles for eligible American Airlines purchases. If you spend at least, the sign-up bonus will be worth bonus miles.

Cardholders receive airline perks like a first checked bag free on domestic American Airlines flights, as well as preferred boarding for American Airlines domestic flights.

Card Summary - Cons

Rates and fees

Issuer Name
Citi
Penalty APR
Variable: Up to 29.99%
Credit Needed
Excellent
Balance Transfer Fee
$5 Minimum balance transfer fee; 3% on each.
Annual Fee
$199 for the first twelve months.
Cash Advance Fee
You can choose to pay $10 or 5% on each cash advance amount, depending on which is higher.
APR
15.99% - 24.99% (Variable)
Foreign Transaction Fee
0%

Highlights

For businesses, after spending $4,000 on purchases in the first four months, you will earn 65,000 American Airlines bonus mile miles.

To reduce your travel expenses and increase your profit, the first checked bag will be free with domestic American Airlines. Use your American Airlines card to get 25% off inflight Wi-Fi at American Airlines.

American Airlines Flights offer a preferred boarding experience. Spend $1 on eligible American Airlines flights to earn 2 AAdvantage miles.

Spend $1 at cable and satellite providers, telecommunications merchants, rental car merchants, gas stations and other locations to earn 2 miles of AAdvantage.

Spend $1 to earn 1 mile in AAdvantage. No Foreign Transaction Fees.

Comparative Analysis with Other Cards

CitiBusiness / AAdvantage Premium Select Mastercard vs. Southwest Rapid Reward Premier Business Credit Card

Annual Fee: CitiBusiness / AAdvantage Platinum Select Mastercard charges $99 annually. This fee is waived after the first twelve months. Annual fee for the Southwest Rapid Rewards Premier Business Credit Card is $99.

Reward: CitiBusiness/AAdvantage Platinum Select Mastercard offers double mile on all eligible American Airlines flights, purchases made at gas stations, telecommunications merchants and cable and satellite providers.

The Southwest Rapid Rewards Premier Business credit card earns you three points per $1 for Southwest purchases. Two points are earned for Rapid Rewards hotel or car rental partners purchases. One point is awarded for any other purchases.

Sign up bonus: When you make purchases with the CitiBusiness/AAdvantage Platinum Select MasterCard, you will earn bonus miles. Spend $3,000 to open your Southwest Rapid Rewards Premier Business credit card and earn 60,000 bonus points.

Benefits: The CitiBusiness / AAdvantage platinum Select Mastercard will give you a first checked bag free and preferential boarding for domestic American Airlines flights.

Benefits of the Southwest Rapid Rewards Premier Business Credit Card include purchase protection, an extended warranty, baggage delay insurance and two free checked bags.

CitiBusiness / AAdvantage Select Mastercard vs. Citi / AAdvantage Elite Mastercard

Annual Fee: For the first twelve months, there is no annual fee for CitiBusiness / AAdvantage Platinum Select Mastercard. Annual fee for the Citi / AAdvantage Executive World Elite Mastercard is $450.

Reward: CitiBusiness/AAdvantage Platinum Select Mastercard offers double mile on all eligible American Airlines purchase, including purchases made at telecommunications merchants and cable and satellite providers. You will get 2 miles for every dollar spent on American Airlines eligible purchases, and 1 mile for all other purchases with the Citi / AAdvantage Executive World Elite Mastercard.

Sign up bonus: If you spend at least $2,500 with the CitiBusiness/AAdvantage Platinum Select Mastercard you can earn bonus miles. Spend $5,000 within 3 months to earn 50,000 bonus mileage with the Citi / AAdvantage Executive World Elite Mastercard.

Benefits: The CitiBusiness / AAdvantage platinum Select Mastercard will give you a first checked bag free of charge and preferential boarding for domestic American Airlines flights.

Benefits of the Citi / AAdvantage Executive World Elite Mastercard include a $100 credit per year as reimbursement for Global Entry and TSA Precheck application fee fees, priority check in, airport screening, early boarding, and priority check-in when you fly American Airlines.

Conclusion

Note: Credit Card summary is for informational purposes only and is not an endorsement of the product. Products and services described are offered by third parties and not Bright Money or its partner banks. Bright Money strives to keep its information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider, or specific product’s site and the information has not been reviewed or provided by the issuer of the product before publication.

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