Join other Bright customers who are paying off thousands of dollars of debt.
Join BrightCitizens Bank Cash Back Plus World Mastercard Rewards program will allow you to earn 10% cashback on purchases of up to $500 at a grocery store or restaurant. This offer is only available for a short time.
All eligible purchases are eligible for 1.8% cashback with no earnings caps.
Citizens Bank Cashback Plus World Mastercard offers variable APRs on purchases up to 15.99%, 19.99% or 23.99% depending on creditworthiness.
There is no foreign transaction fee and the annual fee for this card is $0.
Balance transfer intro APR: Cardholders who have the Citizens Bank Cashback Plus World Mastercard will receive an initial rate of 0% for 15 months on all balance transfers.
The variable APR applies thereafter, which is based on creditworthiness. It can be either 15.99%, 19.99% or 23.99%.
Each balance transfer is subject to a balance transfer fee, either 4% or $10 (whichever the greater).
Cashback rewards: The Citizens Bank Cash Back Plus World Mastercard offers 10% cash back for purchases up to $500 made at a grocery, restaurant, or food delivery location between May 5th, 2021 and December 31, 2020.
All eligible purchases are eligible for 1.8% cashback with no cap.
High interest rates: Citizens Bank Cashback Plus World Mastercard offers variable APRs of 15, 19.99% and 23,.99% depending on creditworthiness.
Comparable to other credit card APRs, the APR at the upper end is much higher than that of similar cards.
While those who have good credit might only be charged the lowest APR, people with lower credit ratings could pay a higher rate.
The Citizens Bank Cash Back Plus World Mastercard charges a minimum $1.50 interest fee instead of the full amount due, even though it is a low amount.
You can get 1.8% Cash Back on Everything you Buy, and there is no limit to how much you can earn.
There are no rotating categories that you can enroll in.
Log on to Credit Card Online and track your cashback rewards.
There is no annual charge.
No foreign transaction fees.
Late payments are exempt from penalty.
Citizens Bank Cashback Plus World Mastercard Holders receive benefits such as:
Baggage delay insurance
Protection for your cell phone
Protection under an extended warranty
Protection against identity theft
Shopping Protection
Travel accident insurance
Zero liability protection against unauthorized purchases
Citizens Bank Cashback Plus World Mastercard offers 1.8% cash back for eligible purchases within the promotional period.
You can get cash back in any amount you want.
Annual Fee: There is no annual fee for either card.
Reward: The Citizens Bank Cashback Plus World Mastercard offers 10% cash back for purchases of up to $500 at a grocery, restaurant, or food delivery store between May 5th, 2021 and December 31, 2020. You can earn 1.8% cashback on any other eligible purchase.
Citi Double Cash Card – 18 Month BT offers 1% cashback on every purchase and 1% when the actual purchase is made. You don't have to spend more than you can afford.
Sign up bonus: No card offers a sign-up incentive.
Benefits: Citizens Bank Cash Back Plus World Mastercard provides benefits such as baggage delay insurance and shopping protection.
Citi Double Cash Card – 18 Month BT Offer - You automatically get membership to Citi Entertainment and Citi Identity Theft Solutions.
Annual Fee: Citizens Bank Cash Back Plus World Mastercard has an $0 annual fee, while the Capital One Quicksilver Rewards Credit Card is charged $0.
Reward: The Citizens Bank Cashback Plus World Mastercard offers 10% cash back for purchases of up to $500 at a grocery, restaurant, or food delivery store between May 5th, 2021 and December 31, 2020. You will earn 1.8% cashback on any other eligible purchase. There are no earnings caps.
Capital One Quicksilver Cash Reward Credit Card offers 1.5% cashback on eligible purchases. There are no earning caps.
Sign up bonus: Citizens Bank Cashback Plus World Mastercard doesn't offer any sign-up bonuses. After you have spent $500 within three months of account opening, the Capital One Quicksilver cash rewards credit card earns $200 cash back.
Benefits: Citizens Bank Cash back Plus World Mastercard Holders receive luggage delay insurance, phone protection, shopping protection, and insurance for travel accidents.
The Capital One Quicksilver cash rewards credit card offers no foreign transaction fees, 24 hour travel assistance, and extended coverage.