Credit One Bank Platinum Rewards Visa vs. Chase Freedom Flex:
Annual fee: Credit One Bank Platinum Rewards Visa cardholders are subject to an annual $95 fee. Chase Freedom Flex does not charge an annual fee.
Reward: The Credit One Bank Platinum Rewards Visa will give you 5% cashback on your first $5,000 in eligible categories purchases, and then 1% for every additional $5,000. These categories include gasoline and groceries, as well as select subscriptions to internet, cable and satellite TV, and cell phone services. All other eligible purchases are eligible for unlimited 1% cashback Chase Freedom Flex gives you 5% cashback on purchases up to $1500 combined in bonus categories. You also get 5% cashback on Chase travel purchases, 3% cashback on restaurant and drugstore meals, and 1% cashback on all other purchases.
Sign-up bonus: is not available for the Credit One Bank Platinum Rewards Visa. Chase Freedom Flex cardholders can earn $200 cash back after they spend $500 in the first three months of their account opening. You can also earn 5% cashback on groceries (not Target, Walmart), and up to $12,000 in your first year.
Benefits: Credit One Bank Platinum Reward Visa cardholders can access zero dollar fraud liability protection and see their Experian Credit score free of charge. Chase Freedom Flex cards benefits include extended warranty coverage, purchase protection and zero liability.
Credit One Bank Platinum Rewards Visa vs. Capital One Quicksilver One Cash Rewards Credit Card
Annual fee: Credit One Bank Platinum Rewards Visa Holders are subject to an annual $95 fee. Capital One Quicksilver One cash rewards credit card will require you to pay $39 annually.
Reward: Credit One Bank Platinum rewards Visa holders receive 5% cashback on purchases of $5,000 or more in the eligible categories each year. Then, 1% is added. Select subscriptions to internet, cable and satellite TV, as well as gas and grocery purchase, are included in these categories. Other eligible purchases receive 1% cashback. Capital One Quicksilver One cash rewards credit card - Earn 1.5% cashback on all eligible purchases.
Sign-up bonus: No card offers an introductory bonus.Benefits: The Credit One Bank Platinum Rewards Visa offers zero dollar fraud coverage, free Experian credit score access and other benefits. The Capital One Quicksilver One cash rewards credit card benefits include fraud protection, emergency card services and Mastercard identity theft coverage.