american-express

Delta SkyMiles® Gold American Express Card

American Express' Business Green Rewards Card offers 2 points per $1 for eligible purchases on amextravel.com, and 1 point for any other purchases.

Credit needed
Good
APR
Variable: 15.74%-24.74%
Annual Fee
The first year's initiation fee is $0, thereafter it will be $99.

Card Summary

Delta SkyMiles Gold American Express Card, a card that earns airline points for frequent Delta Air Lines passengers is the best. You earn 2 miles per $1 on Delta purchases at U.S. restaurants and supermarkets. All other eligible purchases are worth 1 mile.

After you have spent $1,000 on purchases with your Delta SkyMiles Gold American Express Card within the first three months, you will receive 40,000 bonus miles.

In addition, you can earn $50 in credit on eligible purchases made at U.S. restaurants within your first three months. You get a complimentary checked bag for Delta flights. Priority boarding and baggage insurance are also available.

Review of the Delta SkyMiles Gold American Express Card: The card lets Delta customers pay for their flights using earned miles, and provides other travel benefits.

Card Summary - Cons

Rates and fees

Issuer Name
American Express
Penalty APR
Variable: 29.99%
Credit Needed
Good
Balance Transfer Fee
N/A
Annual Fee
The first year's initiation fee is $0, thereafter it will be $99.
Cash Advance Fee
You can choose to pay $10 or 5%, depending on the cash advance amount.
APR
Variable: 15.74%-24.74%
Foreign Transaction Fee
None

Highlights

After you make $1,000 purchase on your Card within the first three months, earn 40,000 bonus miles. In addition, you can earn as much as $50 in credit for purchases made at U.S. restaurants using your card during the initial 3 months.

Delta flight tickets include your first checked bag for free.

Delta Miles 2X: Earn 2X miles on Delta purchase at any restaurant worldwide including delivery or take-out, and U.S. supermarkets. All eligible purchases earn 1X Mile.

Get $100 Delta Flight Credit: Spend $10,000 on your credit card within a year to receive a credit for future travel.

For the first year enjoy a $0 annual fee, and then you will be charged $99. These terms and conditions apply.

Comparative Analysis with Other Cards

What is the Delta SkyMiles Gold American Express Card's comparison to other credit cards?

American Express Gold Delta SkyMiles credit card vs. American Express Platinum Card: Which one is the best?

Delta SkyMiles Gold American Express card vs. American Express Platinum Card

American Express' Platinum Card is the most popular in terms of rewards, but it has a $695 annual fee. Delta SkyMiles Gold American Express Card Rewards cardholders receive a $0 annual fee when making Delta purchases. The second year's fee is $99.

American Express's Platinum Card provides cardholders with luxury travel benefits such as a $200 credit for airline fees, access to airport lounges, and elite status in hotels.

The Delta SkyMiles Gold American Express Card, on the other hand, offers basic travel perks like baggage insurance, priority boarding, and purchase protection. Statement credits can be used to earn rewards.

Delta SkyMiles American Express Gold American Card vs. Citi/AAdvantage Platinum Select World Elite Mastercard

Sign-up bonus: The $99 fee is waived on both cards, as well as the similar welcome offer. After you make $1,000 purchases with your Delta SkyMiles Gold American Express Card within the first three months, you will receive 40,000 bonus miles. You can also earn $50 in credit for purchases made at U.S. restaurants using your card in the first three months.

The Citi / Advantage Platinum Select W Elite Mastercard will require that you spend $2,500 within the first three months to qualify for 50,000 bonus mile. The card comes with travel perks such as priority boarding or a first checked bag free of charge on the airline. However, the Citi / AAdvantage Platinum Select World Elite Mastercard only allows domestic flights. It all comes down to how often you fly with each airline.

Delta SkyMiles American Express Card:

How to maximize your rewards?

Delta SkyMiles Gold American Express Card offers 2 mile per dollar for Delta purchase at U.S. restaurants and supermarkets. All other eligible purchases earn 1 mile per dollar. After you make $1,000 purchases with your card, you'll get 40,000 bonus miles.

In addition, you can earn $50 in credit for purchases made at U.S. restaurants using your card during the initial 3 months.

How much is the Delta SkyMiles Gold American Express Card charged?

Annual Fee: The first year's introductory fee is $0, and then it increases to $99.

Cash advance fees: $10 or 5% depending on the cash advance amount.

Late or returned payments can result in penalties fees of up to $40

Conclusion

Do You Need the Delta SkyMiles Gold American Express Card?

If you are:

Are a frequent Delta passenger.
You want to be able to redeem your points across more than fifteen airline partners.
You can feel comfortable with an APR variable of 15.74% to 24.74%.

Note: Credit Card summary is for informational purposes only and is not an endorsement of the product. Products and services described are offered by third parties and not Bright Money or its partner banks. Bright Money strives to keep its information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider, or specific product’s site and the information has not been reviewed or provided by the issuer of the product before publication.

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