american-express

Delta SkyMiles® Gold Business American Express Card

American Express' Business Green Rewards Card offers 2 points per $1 for eligible purchases on amextravel.com, and 1 point for any other purchases.

Credit needed
Good
APR
15.74%- 24.74% Variable
Annual Fee
For the first year there is no introductory fee. After that, $99 per annum.

Card Summary

Delta SkyMiles Gold Business American Express Card gives you 2 miles for every dollar spent on eligible Delta Air Lines purchases, on select U.S. media purchases, on eligible U.S. ship purchases, and on all eligible restaurant purchases.

You also get 1 mile per $1 on all other purchases. There is an initial $0 annual fee, and then there are $99 fees.

Card Summary - Cons

Rates and fees

Issuer Name
American Express
Penalty APR
29.24% Variable
Credit Needed
Good
Balance Transfer Fee
N/A
Annual Fee
For the first year there is no introductory fee. After that, $99 per annum.
Cash Advance Fee
The cash advance amount can be either $5 or 3%, depending on which is higher.
APR
15.74%- 24.74% Variable
Foreign Transaction Fee
None

Highlights

Receive 50,000 Bonus Miles and $50 statement credit after you spend $2,000 on your Card's first three months. You can also save $100 on your next Delta flight by spending $10,000 on your Card within a year.

You will earn 2 miles for every dollar you spend on eligible U.S. purchase orders. Spend 1 dollar on eligible purchases to earn 1 mile Delta Flights: Check your bag and stow it with ease. You will not be charged any foreign transaction fees if you are traveling overseas.

The first year's initiation fee is $0, thereafter it will be $99.These terms and conditions apply.

Comparative Analysis with Other Cards

Delta SkyMiles Gold Business American Express Card vs. American Express Business Platinum Card

Annual fee: For the first year of your Delta SkyMiles Gold Business American Express card, there is a $0 annual fee and then you will pay $99. American Express' Business Platinum Card charges $595 (or $695 if you apply after 1/1/2022).

Reward: Delta SkyMiles Gold Business American Express card holders receive 2 miles for every dollar spent on eligible Delta Air Lines purchases, on U.S.-based shipping orders, on restaurant purchase eligible and an additional flat 1 mile for all other purchases. American Express' Business Platinum Card offers five points on every dollar you spend when booking on their website.

You also get 1.5 Membership Rewards points for any eligible purchase in certain business categories such as software and hardware supplies. Each calendar year, a limit of $2,000,000 in purchases is applied.

Sing-up bonus: New cardholders receive 50,000 bonus miles with Delta SkyMiles Gold Business American Express Cards and $50 in statement credit for spending $2,000 on eligible purchases within the first three months. After you make $15,000 in eligible purchases within your first three months, you will earn 120,000 Membership Rewards points with the American Express The Business Platinum Card.

Benefits: The Delta SkyMiles Gold Business American Express Card offers cardholders benefits such as car rental damage and insurance for baggage, and access to the Global Assist hotline.

American Express' Business Platinum Card offers all the benefits of the Delta SkyMiles Gold Business American Express Card. It also includes a maximum $200 airline fee credit and access to international airport lounges. There are no foreign transaction fees.

Delta SkyMiles Gold Business American Express Card Vs. Delta SkyMiles reserve Business American Express Card

Annual fee: For the first year of use, there is a $0 annual fee and then you will be charged $99. Annual fee for the Delta SkyMiles Reserve Business American Express card is $550.

Reward: The Delta SkyMiles Gold Business American Express Card earns 2 miles for every dollar spent on eligible Delta Air Lines purchases, U.S. mail purchases, and eligible restaurant purchases. All other purchases are eligible for 1 mile per dollar. You earn 3 miles per $1 on Delta eligible purchases and 1 mile on all other purchases with the Delta SkyMiles Reserve Business American Express Card. Spend $150,000 in a calendar year and earn 1.5 miles for every dollar (except Delta).

Sign-up bonus: New Delta SkyMiles Gold Business American Express card holders receive 50,000 bonus miles, $50 credit and 50 statement credits after they spend $2,000 on purchases with their new Card within the first three months.

New cardholders of the Delta SkyMiles Reserve Business American Express Card will receive 60,000 bonus points, 10,000 Medallion Qualification Miles (MQMs) and $100 bonus miles for their first three months.

Benefits: Cardholders of the Delta SkyMiles Gold Business American Express Card receive valuable benefits such as car rental loss and damages insurance, baggage insurance plans and access to Global Assist Hotline Access.

Delta SkyMiles Reserve Business American Express Card provides concierge service and priority boarding. It also offers access to Delta Sky Club, priority boarding and a 20% discount for all eligible inflight purchases.

Conclusion

Note: Credit Card summary is for informational purposes only and is not an endorsement of the product. Products and services described are offered by third parties and not Bright Money or its partner banks. Bright Money strives to keep its information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider, or specific product’s site and the information has not been reviewed or provided by the issuer of the product before publication.

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