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Disney® Premier Visa® Card

Credit needed
Good
APR
15.99%
Annual Fee
$49

Card Summary

Disney Premier Visa Card Chase offers discounts to Mickey Mouse Fans and rewards for using it.

All eligible purchases made at select Disney properties, restaurants, gas stations and grocery stores earn Disney Rewards Dollars 2%. Other purchases earn 1% in Rewards.

New cardholders can get a $200 statement credit if they spend $500 within the first three months.

There is a $49 annual charge and benefits like baggage delay insurance and extended warranty coverage.

Card Summary - Cons

Rates and fees

Issuer Name
Chase
Penalty APR
None
Credit Needed
Good
Balance Transfer Fee
You can choose to pay $5, or 3% depending on the transfer amount.
Annual Fee
$49
Cash Advance Fee
You can choose to pay $10 or 3% depending on the transaction amount.
APR
15.99%
Foreign Transaction Fee
Each transaction is charged 3% in U.S. Dollars
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The Best Features

Bonus sign-up: Customers who make $500 purchases in the first three months after opening an account receive a $200 statement credit.

Enjoy 10% Discounts when you shopDisney.com or use your Disney Premier Visa Card.

Eligible merchandise purchase exceeding $50, or dining at certain Disneyland Resorts will qualify for a 10% discount.

Rewards

Sign up bonus

APR Requirements

Drawbacks

Annual Fee: $49 for the Disney Premier Visa Card. There is no introductory APR.
The Disney Premier Visa Card offers a 0% APR for select Disney vacation packages that are opened within 6 months.
However, the card does not provide an introductory rate for balance transfers or other purchases.
Standard APR for balance transfers and purchases is 15.99%.
There are limited redemption options.
Rewards cannot be used for Disney eligible purchases.

Highlights

After you have spent $500 in your first three months of account opening, receive $200 as a Statement Credit. Take 10% off select Disney or Star Wars orders at the Disney Store and shopDisney.com.

Save 10% on select merchandise orders of $50 and more in select Disneyland Resorts or Walt Disney World Resorts locations.

Get 2% Disney Rewards Dollars when you buy gas station, groceries, restaurant, and other Disney-related items.

All other purchases of your card earn you 1%For a statement credit towards airline travel, redeem Rewards Dollars.

You can redeem rewards dollars towards Disney or Star Wars merchandise at any Disney location, such as tickets to theme parks, resort stays, dining, and shopping.

Benefits

Cardholder-exclusive character experiences.
Baggage delay insurance.
Get Discounts on Select Disney Purchases.
Protection under an extended warranty.
Protect yourself with purchase.

Comparative Analysis with Other Cards

Disney Premier Visa Card vs. Citi Double Cash Card – 18 Month BT Offer

Annual Fee: $49 for the Disney Premier Visa Card Citi Double Cash Card – 18-month BT Offer - No annual fees.

Rewards: Disney Premier Visa Card Holders earn 2% in Disney Rewards Dollars for purchases made at restaurants, gas stations and other eligible Disney locations. All purchases receive 1% back.

Citi Double Cash Card – 18 Month BT Offer offers 1% cashback on purchases and an additional 1% cashback when you pay off your purchases.

Sign-up bonus: A $200 sign-up bonus is offered to Disney Premier Visa Card holders, who have spent $500 within the first three months after opening an account. Citi Double Cash Card – 18 Month BT Offer does not offer a Welcome Bonus.

Benefits: Disney Premier Visa Card offers benefits such as baggage delay insurance and extended warranty protection. Purchase protection is also available. You can get discounts on certain Disney products.

Citi Double Cash Card – 18-month BT Benefits include Identity theft Support and Exclusive Access to Event Ticket Sales.


Disney Premier Visa Card vs. Capital One Quicksilver Cash Rewards Credit Card

Annual Fee: $49 fee for the Disney Premier Visa Card Capital One Quicksilver Cash Reward Credit Card doesn't have an annual fee.

Reward: Get 2% in Disney Rewards Dollars when you purchase at grocery stores, gas stations, restaurants, and other locations that are eligible for the Disney Premier Visa Card. All other purchases will earn you 1% in rewards. All Capital One Quicksilver Cash Reward Credit Card holders receive 1.5% cashback on all purchases.

Sign up bonus: When you make $500 purchases in the first three months after opening your account, the Disney Premier Visa Card will give you a $200 credit. Capital One Quicksilver Cash Reward Credit Card holders receive a $200 cash bonus if they spend $500 within three months of opening an account.

Benefits: With the Disney Premier Visa Card, you can get baggage delay insurance, protection against theft, and purchase protection. You also receive discounts for eligible Disney products.

Capital One Quicksilver cash rewards credit card charges no foreign transaction fees and provides benefits like 24-hour travel assistance, extended warranty coverage, and an automobile rental collision damage waiver.

Redeeming Rewards

Maximizing Rewards

Annual Fees

Conclusion

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