Hilton Honors American Express Surpass® Card
American Express' Business Green Rewards Card offers 2 points per $1 for eligible purchases on amextravel.com, and 1 point for any other purchases.
Card Summary
American Express' Hilton Honors Surpass Card is a credit card for hotel rewards that allows cardholders to earn hotel points on purchases. Cardholders earn as much as 12 points per $1 depending on how and where they use their card.
Cardholders who have the Hilton Honors Surpass Card by American Express will instantly receive Hilton Honors Gold status. This includes free room upgrades, five-night stays for more than 5, complimentary internet access, and early checkout.
The variable purchase APR for this card is 16.24 to 20.24%, depending on creditworthiness of the cardholder and prime rate. An annual fee is $75.
After making $3,000 of purchases with the card, cardholders will earn 130,000 Hilton Honors bonus points. Benefits for cardholders include extended warranty coverage, purchase protection and car rental loss/damage insurance.
Card Summary - Cons
Rates and fees
Highlights
After you earn 130,000 Hilton Honors bonus points with your Hilton Honors American Express Surpass® Card, and make eligible purchases of $2,000 within 3 months, Hilton Honors offers a weekend night reward for purchases of $15,000 or more on the Card within a calendar year.
For every dollar spent on your Hilton Honors Card with any hotel or resort in the Hilton portfolio, you will earn 12X Hilton Honors bonus points.
For every dollar spent on eligible U.S. restaurant, supermarket, or gas station purchases, earn 6X Hilton Honors bonus points.
For all eligible purchases made on your card, you will earn 3X Hilton Honors bonus points. Spend $40,000 in eligible purchases with your Card within a calendar year to earn Hilton Honors Diamond status until the end of next calendar year.
Annual fee of $95. These terms and conditions apply.
Comparative Analysis with Other Cards
Hilton Honors Surpass card from American Express vs. Chase Marriott Rewards Premier Credit Card
Annual fee: American Express' Hilton Honors Surpass Card has a $75 annual fee. Chase Marriott Rewards Premier Credit Card - $85 Annual Fee. This fee is waived the first year.
Reward: American Express' Hilton Honors Surpass Card offers twelve points for every dollar spent in participating Hilton Hotels and Resorts. It also gives six points per $1 spent in U.S. grocery stores, gas stations and restaurants. All other purchases earn three points each dollar.
The Chase Marriott Rewards Premier Credit card earns you five points for every dollar spent at Marriott or Starwood Preferred Guest hotels, resorts and restaurants, as well as two points for directly purchasing airfare and car rental. All other purchases are worth one point.
Sign-up offer: Hilton Honors Surpass Card by American Express: 130,000 Hilton Honors bonus points after you spend $3,000 in the first three months. Chase Marriott Rewards Premier Credit Card provides 75,000 bonus points for spending $3,000 in the first 3 months.
Benefits: With the Hilton Honors Surpass Card by American Express, you can enjoy hotel upgrades and car rental insurance. You also get baggage insurance.
Chase Marriott Rewards Premier Credit Card provides an annual complimentary night hotel, trip cancellation, interruption insurance, baggage delay, reimbursement for lost luggage, trip delay reimbursement and purchase protection.
Conclusion
Note: Credit Card summary is for informational purposes only and is not an endorsement of the product. Products and services described are offered by third parties and not Bright Money or its partner banks. Bright Money strives to keep its information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider, or specific product’s site and the information has not been reviewed or provided by the issuer of the product before publication.
