HSBC Advance Mastercard® credit card

The HSBC card offer an 18 month 0% APR introductory Rate on balance transfer and purchase. The variable APR ranges from 13.9% to 23.9% depending on worthiness.

Credit needed
14.99% and 18.99%.
Annual Fee
$45 (first year: 0)

Card Summary

The HSBC Advance Mastercard credit cards are a rewards card.

The card earns 3 points per $1 on eligible entertainment and dining purchases. It then earns 2 points per $ on any other purchase up to $25,000 (then 1 point per $0.).

Two points per dollar are earned by cardholders for eligible entertainment and dining purchases. All other purchases earn one point per $1 after year 1.

The HSBC Advance Mastercard card offers benefits such as cellphone protection, identity theft protection and auto rental insurance.

Card Summary - Cons

Rates and fees

Issuer Name
Penalty APR
Credit Needed
Balance Transfer Fee
$10, or 4% depending on the greater of these two options.
Annual Fee
$45 (first year: 0)
Cash Advance Fee
14.99% and 18.99%.
Foreign Transaction Fee


Get an introductory 3X point on select dining or entertainment, plus 2X points on any other purchase within the first 12 month of Account opening. This includes purchases up to $25,000 and above.

After the initial period, you'll be able to earn 2X Rewards Points for new net dining purchases and certain entertainment purchase.After the intro period, you'll be able to earn 1X points on any other purchase.

There is no annual fee. No Foreign Transaction Fees. Book one of more than 10,000 luxury rental properties across cities such as New York, Los Angeles and London.

Get 10% off MasterRental Insurance.

Benefits of the HSBC Advance Mastercard credit cards:

You can shop, travel and get personal assistance with the HSBC Advance Mastercard credit cards. The following benefits are available:

Insurance for auto rental,
Protection for your cell phone,
Access to your FICO credit scores for free,
Protection against identity theft.

Comparative Analysis with Other Cards


Note: Credit Card summary is for informational purposes only and is not an endorsement of the product. Products and services described are offered by third parties and not Bright Money or its partner banks. Bright Money strives to keep its information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider, or specific product’s site and the information has not been reviewed or provided by the issuer of the product before publication.

Get the Bright App
Ai Powered App, to Delete Debt