Join other Bright customers who are paying off thousands of dollars of debt.
Join Bright
The HSBC Cash Reward Mastercard credit card offers 3% cashback on purchases up to $10,000 within the first twelve months of opening an account. The card then offers unlimited 1.5% cashback on all purchases.
The HSBC Card charges an $0 annual fee and there is no foreign transaction fee.
Cardholders who are new to the card receive a 12 month 0% APR promotional rate for purchases and balance transfers. The variable APR ranges from 13.99% up to 23.99% depending on creditworthiness. Each balance transfer is subject to a balance transfer fee, either 4% or $10.
12-month 0% APR introductory Rate: Cardholders who apply for the HSBC Cash Reward Mastercard card receive a 12-month 0% introductory rate.
This applies to purchases as well as balance transfers. The variable APR ranges from 13.99% up to 23.99% depending on creditworthiness. Each balance transfer is subject to a balance transfer fee, either 4% or $10.
Penalty APR. High interest rates: The APR for the HSBC cash rewards Mastercard card's upper limit is higher than similar APRs.
While those who have good credit might only be charged the lowest APR, people with poor credit could pay a higher rate.
Get a 3% intro cashback on your first purchase within the first twelve months of account opening. This includes purchases up to $10,000. 1.5% Cash Reward for every $1 spent on net new purchases made after the intro period.
There is no annual fee. No foreign transaction fees. Book one of more than 10,000 luxury rental properties across cities such as New York, Los Angeles and London. Get 10% off. MasterRental Insurance. Mastercard Travel & Lifestyle Services.
Benefits of the HSBC Mastercard Cash Rewards credit card:
Protection for your cell phone.
Access to your FICO credit scores for free.
Protection against identity theft.
Waiver of collision damage to rental car.
Annual Fee: The HSBC cash rewards Mastercard credit card has an annual fee $0. Annual fee for the Capital One Quicksilver Rewards Credit Card is $0.
Reward: With the HSBC Cash Rewards Mastercard credit cards, you get 1.5% cashback on purchases within the first twelve months. You also receive a 10% anniversary bonus for cash earned every year. Capital One Quicksilver Cash Reward Credit Card offers 1.5% cash back for all purchases.
Sign up bonus: The HSBC cash rewards Mastercard credit card gives you a 3% cashback on purchases of $10,000 or more within the first twelve months. After you have spent $500 within three months of account opening, the Capital One Quicksilver cash rewards credit card will give you a $200 bonus.
Benefits: HSBC cash rewards Mastercard cardholders receive a rental car collision waiver, protection for their cellphones and protection against identity theft.
The Capital One Quicksilver Cash Reward Credit Card offers extended warranty coverage as well as concierge services, shopping discounts, card replacement, and travel upgrades.
