chase

IHG® Rewards Club Traveler Credit Card

Chase travel card, a premium travel card that offers a flexible rewards program. You can redeem your points for bonus travel rewards and dining.

Credit needed
Good/ Excellent
APR
Variable: 15.99% to 22.99%
Annual Fee
$0

Card Summary

The IHG Rewards Club traveler credit card is designed for frequent guests of IHG resorts and hotels. It earns you 15 points per dollar on eligible IHG purchases. You will earn two points per $1 at restaurants, gas stations and grocery stores.

All other purchases are eligible for one point. After spending $2,000 within three months, new cardholders earn 80,000 bonus point after they have charged.

IHG Rewards Club Traveler Credit Card does not have an annual fee nor a foreign transaction fee. After redeeming four nights of rewards points, cardholders get a fourth night at no cost in an IHG hotel.

Additional benefits include luggage delay insurance and lost luggage reimbursement. You also get extended warranty protection, purchase protection, and travel accident insurance.

Card Summary - Cons

Rates and fees

Issuer Name
Chase
Penalty APR
Maximum 29.99%
Credit Needed
Good/ Excellent
Balance Transfer Fee
The transfer amount must be either $5 or 5%, depending on which is higher.
Annual Fee
$0
Cash Advance Fee
You can choose to pay $10 or 5% depending on the transaction amount.
APR
Variable: 15.99% to 22.99%
Foreign Transaction Fee
$0

Highlights

After spending $2,000 within three months, you will earn 80,000 bonus points. There is no annual fee.

Stay at IHG hotels to earn up to 15 points per $1. Spend $1 at grocery stores and gas stations to earn 2 points. All other purchases earn 1 point.

No foreign transaction fees. Get a fourth reward night free IHG Rewards Club bonus points can be redeemed at InterContinental Hotels, Crowne Plaza Hotels, Kimpton Hotels, EVEN Hotels, EVEN Hotels, Indigo Hotels & Holiday Inn Hotels.

Comparative Analysis with Other Cards

IHG Rewards Club Traveler credit card vs. Hilton Honors American Express Card

Annual Fee: There is no annual fee for the card.

Reward: IHG Rewards Club traveler credit card earns fifteen points per $1 on IHG purchases. IHG grocery, restaurant and gas station purchases are worth two points each dollar. All other purchases receive one point per $1. Cardholders who have the Hilton Honors American Express Card earn seven points per $1 on eligible Hilton hotel or resort purchases; five points per $2 at U.S. grocery stores and gas stations, and three points for all other purchases.

Sign-up bonus: New IHG Rewards Club Traveler credit card holders receive a 80,000 point welcome bonus. This offer applies to purchases of $2,000 within the first 3 months.

Hilton Honors American Express Card gives you 80,000 bonus points after you have spent $1,000 on purchases with the card. You can also earn 50,000 Hilton Honors bonus points after spending a minimum of $5,000 on the Card within the first six months.

Benefits: IHG Rewards Club Traveler credit card holders have access to a variety of benefits including baggage reimbursement, delayed insurance and auto rental collision damage waivers.

Hilton Honors Silver status and Hilton Honors American Express Card benefits include access to the Global Assist Hotline and fraud protection. There is no foreign transaction charge.

IHG Rewards Club Traveler credit card vs. Marriott Bonvoy Bod Credit Card

Annual Fee: There is no annual fee for either card.

Reward: IHG Rewards Club traveler credit card earns fifteen points per $1 on IHG purchases. IHG grocery, restaurant and gas station purchases are worth two points each dollar. All other purchases receive one point per $1. You can earn up to 14 points per $1 on hotel bookings at Marriott Bonvoy; 2 points per $ on selected travel purchases; 1 point per Dollar on any other purchase with the Marriott Bonvoy Bold credit card.

Sign up bonus: After spending $2,000 within three months, IHG Rewards Club traveler credit card will award you 80,000 bonus point. After you have spent $1,000 in your first three months of account opening, the Marriott Bonvoy Bold Credit Card will offer a welcome bonus of 30,000 points.

Benefits: With the IHG Rewards Club Traveler credit card, you'll be able to access an auto rental collision insurance waiver, baggage delay insurance and lost luggage reimbursement. You can also get travel accident insurance, emergency assistance services, travel insurance and extended warranty protection. Marriott Bonvoy Bold credit card benefits include concierge service, baggage delay insurance and lost luggage reimbursement.

Conclusion

Note: Credit Card summary is for informational purposes only and is not an endorsement of the product. Products and services described are offered by third parties and not Bright Money or its partner banks. Bright Money strives to keep its information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider, or specific product’s site and the information has not been reviewed or provided by the issuer of the product before publication.

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