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Ink Business Unlimited® Credit Card

Credit needed
Excellent, Good
APR
13.24% to 19.24% Variable
Annual Fee
$0

Card Summary

Chase's Ink Business Unlimited Credit card is a credit card that offers business rewards. Businesses can get unlimited 1.5% cashback on every purchase with this card. You'll receive 750 cashback if you spend $7500 within the first three months of your account opening.

The card has a $0 annual charge and a 0% initial APR for twelve months. The APR thereafter is between 13.24% and 19.24% variable.

Ink Business Unlimited Credit Cards offer travel and purchase benefits, including: auto rental collision damage waivers, purchase protection, and extended warranty protection.

Card Summary - Cons

Rates and fees

Issuer Name
Chase
Penalty APR
Maximum 29.99%
Credit Needed
Excellent, Good
Balance Transfer Fee
The transfer amount must be either $5 or 5%, depending on which is higher.
Annual Fee
$0
Cash Advance Fee
The amount for each transaction is either $15 or 5%, depending on which one you prefer.
APR
13.24% to 19.24% Variable
Foreign Transaction Fee
Each transaction is charged 3% in U.S. Dollars
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The Best Features

Annual Fee: $0 for the Ink Business Unlimited credit card.

Sign up bonus: Purchase $7,500 within the first three months of account opening and receive 750 cash back Ink Business Unlimited Credit Card.

0% Introductory Rate cashback rate: Each purchase receives an uncapped 1.5% cash back.

Rewards

Sign up bonus

APR Requirements

Drawbacks

Balance transfer fee: The balance transfer fee is charged to this card. The fee is either 5% or $5.

Fee for foreign transactions: A fee of 3% is charged.

Highlights

After you have spent $7,500 in your first three months of account opening, $750 cashback will be earned.

Get unlimited 1.5% Cash Back on every purchase you make for your business. There is no annual fee.

Chase Ultimate Rewards allows you to redeem rewards for travel, cash back and gift cards. Get rewards quicker with your employee card at no extra cost. You can set spending limits to give you more control.

Fraud Protection will monitor your transactions for suspicious activity. This is done using real-time fraud monitoring. You won't have to pay any unauthorized charges for information or transactions made using your card. Purchases at 0% APR for twelve months.

Benefits

Comparative Analysis with Other Cards

Ink Business Unlimited Credit Card vs. The Ink Business Cash Credit Card

Annual fees: There is no annual fee for either card.

Reward: All purchases are eligible for 1.5% cashback with the Ink Unlimited Credit Card. The Ink Business Cash Credit Card earns 5% cashback on your first $25,000 combined purchase at office supply shops and internet, cable, and tele services. Other purchases receive 1% cashback.

Sign up bonus: Ink Business Unlimited Credit Cards offers a $750 cashback bonus for purchases of $7,500 within the first three months after account opening. Spend $7,500 in 3 months to earn $750 cashback on the Ink Business Cash Credit Card.

Benefits: The benefits of both cards are similar. They offer the following: travel assistance, emergency services, protection against theft, extended warranty protection, and purchase protection.

Ink Business Unlimited Credit Cards benefits: The Ink Business Unlimited credit card offers businesses access to valuable travel and purchase protection benefits, such as: Waiver of collisions for auto rental vehicles Services for emergency and travel assistance Roadside dispatch Protect yourself with purchase Protection under an extended warranty.

Redeeming Rewards

Maximizing Rewards

Annual Fees

Conclusion

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No late fees. Reduced interest charges. Pay off

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