Ink Business Unlimited® Credit Card

Chase travel card, a premium travel card that offers a flexible rewards program. You can redeem your points for bonus travel rewards and dining.

Credit needed
Excellent, Good
13.24% to 19.24% Variable
Annual Fee

Card Summary

Chase's Ink Business Unlimited Credit card is a credit card that offers business rewards. Businesses can get unlimited 1.5% cashback on every purchase with this card. You'll receive 750 cashback if you spend $7500 within the first three months of your account opening.

The card has a $0 annual charge and a 0% initial APR for twelve months. The APR thereafter is between 13.24% and 19.24% variable.

Ink Business Unlimited Credit Cards offer travel and purchase benefits, including: auto rental collision damage waivers, purchase protection, and extended warranty protection.

Card Summary - Cons

Rates and fees

Issuer Name
Penalty APR
Maximum 29.99%
Credit Needed
Excellent, Good
Balance Transfer Fee
The transfer amount must be either $5 or 5%, depending on which is higher.
Annual Fee
Cash Advance Fee
The amount for each transaction is either $15 or 5%, depending on which one you prefer.
13.24% to 19.24% Variable
Foreign Transaction Fee
Each transaction is charged 3% in U.S. Dollars


After you have spent $7,500 in your first three months of account opening, $750 cashback will be earned.

Get unlimited 1.5% Cash Back on every purchase you make for your business. There is no annual fee.

Chase Ultimate Rewards allows you to redeem rewards for travel, cash back and gift cards. Get rewards quicker with your employee card at no extra cost. You can set spending limits to give you more control.

Fraud Protection will monitor your transactions for suspicious activity. This is done using real-time fraud monitoring. You won't have to pay any unauthorized charges for information or transactions made using your card. Purchases at 0% APR for twelve months.

Comparative Analysis with Other Cards

Ink Business Unlimited Credit Card vs. The Ink Business Cash Credit Card

Annual fees: There is no annual fee for either card.

Reward: All purchases are eligible for 1.5% cashback with the Ink Unlimited Credit Card. The Ink Business Cash Credit Card earns 5% cashback on your first $25,000 combined purchase at office supply shops and internet, cable, and tele services. Other purchases receive 1% cashback.

Sign up bonus: Ink Business Unlimited Credit Cards offers a $750 cashback bonus for purchases of $7,500 within the first three months after account opening. Spend $7,500 in 3 months to earn $750 cashback on the Ink Business Cash Credit Card.

Benefits: The benefits of both cards are similar. They offer the following: travel assistance, emergency services, protection against theft, extended warranty protection, and purchase protection.

Ink Business Unlimited Credit Cards benefits: The Ink Business Unlimited credit card offers businesses access to valuable travel and purchase protection benefits, such as: Waiver of collisions for auto rental vehicles Services for emergency and travel assistance Roadside dispatch Protect yourself with purchase Protection under an extended warranty.


Note: Credit Card summary is for informational purposes only and is not an endorsement of the product. Products and services described are offered by third parties and not Bright Money or its partner banks. Bright Money strives to keep its information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider, or specific product’s site and the information has not been reviewed or provided by the issuer of the product before publication.

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