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Lands’ End® Visa® Credit Card

Credit needed
Good
APR
18.49% and 25.74%.
Annual Fee
$0

Card Summary

The Lands End Visa Credit Card is designed for Lands End shoppers who frequent Lands End stores and Landsend.com. It offers five points for every dollar spent in Lands End retail shops or Landsend.com. Two points are earned per dollar for dining out, travel, and gas.

All other purchases earn one point. There is no annual fee for the card.

You get shopping benefits such as free shipping to Landsend.com and 50% discount on your first Landsend.com transaction the moment you create your account. Also, $50 off any Landsend.com order over $100 during your birthday month.

Card Summary - Cons

Rates and fees

Issuer Name
Comenity Capital Bank
Penalty APR
None
Credit Needed
Good
Balance Transfer Fee
$10 or 5%, depending on which one you prefer.
Annual Fee
$0
Cash Advance Fee
You can choose to pay $10 or 5% on each cash advance amount, depending on which is higher.
APR
18.49% and 25.74%.
Foreign Transaction Fee
Each transaction is charged 3% in U.S. Dollars
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The Best Features

Reward: Lands End Visa Credit Card Holders Earn Five Points per Dollar at Lands End Retail Stores or Landsend.com. Two points per $1 for dining, gasoline, and travel. One point per $1 on all other purchases. There is no annual fee for this card.

Benefits for shopping: Landsend.com cardholders get 50% off their first Landsend.com transaction the day they open an account, $50 off any Landsend.com order over $100 during their birthday month and 50 percent off all subsequent Landsend.com orders of more than $100.

When you open an account, the card will give you a $20 Lands' End certificate.

Rewards

Sign up bonus

APR Requirements

Drawbacks

The card has limited benefits. Although it offers Lands End discounts and other benefits, the card doesn't offer travel or shopping protection benefits like many credit cards.

High interest rates with no introductory rate: Cardholders of the New Lands End Visa Credit Card do not have access to a 0.0% annual percentage rate for purchases and balance transfers.

Based on your creditworthiness, there is an APR standard variable of 18.49% to 25.74%.

Card fees: The Lands End Visa Credit Card has no annual fee. However, there is a $10 balance transfer fee or cash advance fee for each transaction. There's also a 3% foreign transaction fee.

Highlights

You earn 5 points for every $1 you spend online or in-store at Lands’ End. Earn 2 points per $1 on qualified purchases made at gas stations, restaurants, and travel agencies1 point per $1 spent elsewhere Visa accepted.

Get 50% off your first purchase of a Lands End credit card at landsend.com when you open an account. This includes clearance and sale items. All Lands End credit cards purchased at Landsend.com qualify for free standard shipping. You can earn 5 points for every $1 you spend at Landsend.com and in stores.

50 percent off your Lands' End credit cards orders of $100 and more in the birthday month. Visa Credit Card Benefits for Lands End.

Land' End Visa Credit Card Holders have the ability to access Lands' End benefits, including:

A $20 Lands' End reward card when you open an account within 60 days.
Landsend.com offers free shipping.
Receive a $50 discount on any Landsend.com Order of $100 or more during your birthday month.
Receive a 50% discount on your first Landsend.com Purchase, the day you open your account.

Benefits

Comparative Analysis with Other Cards

American Express vs. Lands End Visa Credit Card: Blue Cash Everyday Card

Annual Fee: There is no annual fee for the card.

Reward: Lands End Visa Credit Card Holders earn five points for every dollar spent in Lands End retail stores and Landsend.com. Two points per $1 on gas, dining and travel, and one point on all purchases. The Blue Cash Everyday Card by American Express allows cardholders to earn cashback at U.S. supermarkets up to $6,000 per year, then 1%, 2% cashback at U.S. gasoline stations, select U.S. department store and 1% on all other purchases.

Sign-up offer: The Lands End Visa Credit Card does not offer an introductory bonus. After you make $2,000 of purchases with the Blue Cash Everyday Card by American Express within 6 months, you will receive a $200 statement credit.

Benefits: The Lands End Visa Credit Card offers free shipping to Landsend.com and a $20 Lands End reward certificate for purchases made within the first 60 days. You also get 50% off your first Landsend.com order the day after opening your account. American Express Blue Cash Everyday Card offers car rental insurance that covers damage and loss, as well as a hotline for assistance.

Citi Double-Cash Card vs. Lands End Visa Credit Card

Annual fees: Each card does not have an annual fee.

Reward: The Lands End Visa Credit Card will give you five points for every dollar that you spend at Lands' End stores and Landsend.com. You'll also earn two points for dining, gasoline, and travel, and one point each dollar for all purchases.

Citi Double Cash Card – Holders of the 18-month BT Citi Double Card earn 1% cashback on all purchases, and another 1% when they are paid off.

Sign up bonus: No card provides a sign-up incentive.

Benefits: Lands End Visa Credit Card Benefits include Free Shipping to Landsend.com and a $20 Lands End reward certificate for purchases made within the first 60 days after opening an account. You also get 50% off your first Landsend.com order when your account is opened.

Citi Double Cash Card holders receive exclusive access to 18-month BT offers, including identity theft support, concierge service and ticket sales.

Redeeming Rewards

Maximizing Rewards

Annual Fees

Conclusion

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No late fees. Reduced interest charges. Pay off

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