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M&T Visa Credit Card

Credit needed
Good
APR
10.24% to 17.24%
Annual Fee
$0

Card Summary

For the first twelve months, M&T Visa Credit Card provides a 0% APR for purchases and balance transfer. An annual fee is $0.

M&T Assurance is included on the card. This provides support in fraud detection, prevention and resolution.

The Best Features:

Purchases and balance transfer purchases are subject to a zero percent APR. The M&T Visa Credit Card provides a 0% APR for the first twelve months. The APR on balance transfers and purchases will be variable, based upon your creditworthiness.

Annual fee: The annual fee for this M&T Bank Card is $0.

Drawbacks:

Transfer fee for balance: Balance transfers and purchases are subject to a 0% interest rate. However, balance transfers will be free of charge after 12 months.

A minimum balance of $10 is required to pay a 4% fee for balance transfers.

There are no rewards with the M&T Visa Credit Card.

Card Summary - Cons

Rates and fees

Issuer Name
M&T Bank
Penalty APR
24.99%
Credit Needed
Good
Balance Transfer Fee
Minimum $10, 4% on each balance transfer
Annual Fee
$0
Cash Advance Fee
Minimum $10, 3% on each transaction
APR
10.24% to 17.24%
Foreign Transaction Fee
Each transaction is charged 3% in U.S. Dollars
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Here’s a smart way to pay off

M&T Bank

The Best Features

Rewards

Sign up bonus

APR Requirements

Drawbacks

Highlights

There is no annual charge. You can personalize your card for free. There are many options to pay, transfer money, and review your account details.

Worldwide acceptance of chip- and contactless technology. Get transaction alerts straight to your phone.

You can temporarily lock your Credit Card if it is lost or stolen.

You can easily pay at million of shops around the globe when your Digital Wallet adds your Credit Card.

M&T Visa Credit Card Benefits:

Cardholders with the M&T Visa Credit Card can enjoy these benefits: Fraud detection, prevention and resolution

Benefits

Comparative Analysis with Other Cards

M&T Visa Credit Card vs. Capital One Platinum Credit Card

Annual Fee: The M&T Visa Credit Card has an $0 annual fee. Annual fee for Capital One Platinum Credit Card is $0.

Sign up bonus: No card provides a sign-up incentive.

Benefits: M&T Visa Credit Card provides fraud detection, prevention and resolution. Capital One Platinum Credit Card provides emergency card services and fraud protection. Mastercard Identity Theft Protection is also offered.

M&T Visa Credit Card vs. Citi Simplicity Card

Annual Fee: M&T Visa Credit Card has a $0.0 annual fee. Annual fee: The Citi Simplicity Card has a $0.

Sign up bonus: No card provides a sign-up incentive.

Benefits: Cardholders can enjoy the following benefits: With the M&T Visa Credit Card, fraud prevention, detection and resolution are possible.

Citi Simplicity Card offers zero dollars liability for unauthorized charges, identity theft support and no dollar liability.

Redeeming Rewards

Maximizing Rewards

Annual Fees

Conclusion

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No late fees. Reduced interest charges. Pay off

M&T Bank