american-express

Macy's American Express® Card

American Express' Business Green Rewards Card offers 2 points per $1 for eligible purchases on amextravel.com, and 1 point for any other purchases.

Credit needed
Good
APR
25.24%
Annual Fee
$0

Card Summary

Macy's American Express Card holders who shop frequently at Macy's earn reward points for Macy's purchases and other everyday purchases.
Macy's Star Rewards Platinum cardholders can enjoy higher rewards than the rest.
Macy's cards are eligible for a 20% discount the moment you apply for an account. This is in addition to a $100 savings.

Card Summary - Cons

Rates and fees

Issuer Name
American Express
Penalty APR
N/A
Credit Needed
Good
Balance Transfer Fee
N/A
Annual Fee
$0
Cash Advance Fee
Cash advances are either $5, or 4% depending on the greater amount.
APR
25.24%
Foreign Transaction Fee
Each purchase in dollars equals 3%

Highlights

Get 20% Off Today & Tomorrow with a Macy's Card Restaurant.

Rewards:

Get 3% back Reward Points at Gas Stations & Supermarkets.
2% cashback rewards everywhere: 1% Back Star Money, which you can spend on any Macy's product or service other than Gift Cards and fees, is a reward that rewards.

Comparative Analysis with Other Cards

Chase Freedom Unlimited vs. Macy's American Express Card

Annual fees: There is no annual fee for the card.

Reward: Macy's American Express Cardholders earn 3% in rewards for using their card at restaurants and gas stations, while 2% and 1% respectively are earned on other purchases. If you are a platinum member, the card will give you 5% off all Macy's purchase if your purchases exceed $1,200 in a single calendar year. Chase Freedom Unlimited receives 5% cashback on purchases made through Chase Ultimate Rewards. There is also 3% cash back for dining or drugstore purchases, and 1.5% cash back for all purchases.

Sign up bonus: All new Macy's American Express Cardholders will receive a 20% discount for purchases of Macy's cards made the day before approval. This can save you as much as $100. After you have spent $500 in the first three months of your account opening, Chase Freedom Unlimited will give you a $200 bonus.

Benefits: The Macy's American Express Card does not offer card benefits. Chase Freedom Unlimited cardholder benefits include no liability protection, purchase protection, and extended warranty protection.

Macy's American Express Card vs. Citi Double Cash Card – 18 Month BT Offer

Annual Fee: There is no annual fee for the card.

Reward: Macy's American Express Cardholders earn 3% in rewards for using their card at restaurants and gas stations, while 2% and 1% respectively are earned on other purchases. If you are a platinum member, the card will give you 5% off all Macy's purchase if your purchases exceed $1,200 in a single calendar year. Citi Double Cash Card – 18-month BT card holders get 1% cashback on all purchases, and an additional 1% when they are paid off.

Sign up bonus: All new Macy's American Express Cardholders will receive a 20% discount for Macy's purchases on the day they approve and the day following. This can save you as much as $100. Citi Double Cash Card – 18-month BT Offer does not offer a sign up bonus.

Benefits: Macy's American Express Card does not offer card benefits. Citi Double Cash Card – 18-month BT card holders get benefits like identity theft support, and access to exclusive event tickets sales.

Conclusion

Note: Credit Card summary is for informational purposes only and is not an endorsement of the product. Products and services described are offered by third parties and not Bright Money or its partner banks. Bright Money strives to keep its information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider, or specific product’s site and the information has not been reviewed or provided by the issuer of the product before publication.

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