Chase Freedom Unlimited vs. Macy's American Express Card

Annual fees: There is no annual fee for the card.

Reward: Macy's American Express Cardholders earn 3% in rewards for using their card at restaurants and gas stations, while 2% and 1% respectively are earned on other purchases. If you are a platinum member, the card will give you 5% off all Macy's purchase if your purchases exceed $1,200 in a single calendar year. Chase Freedom Unlimited receives 5% cashback on purchases made through Chase Ultimate Rewards. There is also 3% cash back for dining or drugstore purchases, and 1.5% cash back for all purchases.

Sign up bonus: All new Macy's American Express Cardholders will receive a 20% discount for purchases of Macy's cards made the day before approval. This can save you as much as $100. After you have spent $500 in the first three months of your account opening, Chase Freedom Unlimited will give you a $200 bonus.

Benefits: The Macy's American Express Card does not offer card benefits. Chase Freedom Unlimited cardholder benefits include no liability protection, purchase protection, and extended warranty protection.

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Macy's American Express Card vs. Citi Double Cash Card – 18 Month BT Offer

Annual Fee: There is no annual fee for the card.

Reward: Macy's American Express Cardholders earn 3% in rewards for using their card at restaurants and gas stations, while 2% and 1% respectively are earned on other purchases. If you are a platinum member, the card will give you 5% off all Macy's purchase if your purchases exceed $1,200 in a single calendar year. Citi Double Cash Card – 18-month BT card holders get 1% cashback on all purchases, and an additional 1% when they are paid off.

Sign up bonus: All new Macy's American Express Cardholders will receive a 20% discount for Macy's purchases on the day they approve and the day following. This can save you as much as $100. Citi Double Cash Card – 18-month BT Offer does not offer a sign up bonus.

Benefits: Macy's American Express Card does not offer card benefits. Citi Double Cash Card – 18-month BT card holders get benefits like identity theft support, and access to exclusive event tickets sales.