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Marriott Bonvoy Brilliant™ American Express® Card

Credit needed
Good
APR
Variable: 15.74%-24.74%
Annual Fee
$450

Card Summary

The Marriott Bonvoy Brilliant American Express card is designed for frequent travelers to Marriott Bonvoy hotels. It offers solid rewards, large welcome bonuses, and many benefits.

You earn six points per $1 on purchases made at Marriott Bonvoy properties and hotels, as well as three points per $2 on purchases from restaurants in the U.S., direct flights purchased by passenger airlines and one point per $ on all other purchases.

After you spend $3,000 on eligible purchases with your card, new cardholders will receive 75,000 Marriott Bonvoy Bonus Points. For eligible purchases made in the U.S., you can earn $200 in Statement credits.

Within the first six months of your Card Membership, you can eat at any restaurant in America. One free night award every year upon your card account anniversary.

The credit card offers a range of protection and travel benefits. It also charges no foreign transaction fees and allows international travelers access to lounges around the world with Priority Pass Select.

Review of Marriott Bonvoy Brilliant American Express Card:

This card is useful for frequent travelers who are part of the Marriott Bonvoy program.

However, it has significant fees and an extremely high interest rate.

Card Summary - Cons

Rates and fees

Issuer Name
American Express
Penalty APR
Variable: 29.99%
Credit Needed
Good
Balance Transfer Fee
N/A
Annual Fee
$450
Cash Advance Fee
You can choose to pay $10 or 5%, depending on the cash advance amount.
APR
Variable: 15.74%-24.74%
Foreign Transaction Fee
None
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The Best Features

A large welcome offer is available to new account holders: After you spend $3,000 on eligible purchases with your Card within 3 months, 75,000 Marriott Bonvoy points will be awarded. You can also earn $200 in statement credits for purchases made at U.S. stores.

Within the first six months of card membership, restaurants are eligible Benefits for travel: With the Marriott Bonvoy Brilliant America Express Card, there is no transaction fee for purchases made abroad.

Priority Pass Select members have access to lounges around the world and are eligible for free entry with Priority Pass Select. Global Entry and TSA Pre Check fees can be applied to cardholders.

Additional benefits for travelers include baggage insurance, car rental damage and insurance. You'll receive a complimentary night each year after renewing your card.

Rewards

Sign up bonus

APR Requirements

Drawbacks

Late or returned payments are subject to card fees. In addition to the $450 annual fee, Marriott Bonvoy Brilliant America Express Card also charges up $40. The card has a high interest rate.

This card does not offer a 0% annual percentage rate. The variable standard APR is 15.74% to 24.74% Variable. Late or returned cardholder payments are subject to a penalty APR of no less than six month.

Highlights

After you make your first $3,000 purchase with the new card, 75,000 Marriott Bonvoy points will be earned. For eligible purchases made in the U.S., you can also earn $200 in Statement credits Within the first six months of card membership, restaurants are eligible.

For eligible purchases made at participating hotels in Marriott Bonvoy, card members can receive up to $300 per year in credit. For every dollar spent at eligible hotels in Marriott Bonvoy, earn 6 Marriott Bonvoy points.

Earn 3 points on U.S. restaurant reservations and flights directly booked with airlines. All other eligible purchases earn 2 points. Each year, you will receive a free night award for your card anniversary.

You can redeem the award for one night at participating hotels (redemption amount at or below 50,000 Marriott Bonvoy points). Some hotels charge resort fees.

Priority Pass, Select Membership: Unlimited airport lounge visits.

No Foreign Transaction Fees.

450 annual fee. These terms and conditions apply.

Benefits

What is the Marriott Bonvoy Brilliant American Express Card?

Marriott Bonvoy Boundless Credit Card vs. Marriott Bonvoy Brilliant American Express.

How much is the Marriott Bonvoy Brilliant American Express Card charged?

Annual Fee: $450.

Cash advance fees: This fee equals 5% or $10.

No foreign transaction fee.

Late Payment Fee: This fee could be as high as $40.

Return payment fee: This fee could be as high as $40.

The Marriott Bonvoy Brilliant American Express card: Maximize Your Potential The Marriott Bonvoy Brilliant America Express Card will give you the best value.

You can earn six points per $1 on purchases made at certain Marriott Bonvoy hotels. All eligible purchases and purchase at U.S. restaurants earn 3 points per $1, while flights purchased directly from airlines earn 2 points per $1.

After you spend $3,000 on purchases with your card within 3 months, Cardholders will be eligible to receive 75,000 Marriott Bonvoy Bonus Points. You can also earn $200 in statement credits for purchases made at U.S. stores.

Within the first six months of your Card Membership, you can eat at any restaurant in America. Get 1 Night Free every year on your anniversary Card.

Comparative Analysis with Other Cards

Marriott Bonvoy Brilliant American Express Card: vs. American Express Platinum Card

Annual Fee: The Marriott Bonvoy Brilliant American Express Card has a $450 fee and the Platinum Card from American Express has a $695 fee.

Reward: The Marriott Bonvoy Brilliant American Express card earns six points per $1 on qualifying purchases made at Marriott Bonvoy hotels. You also get three points per $2 on dining at U.S. restaurants and on flights purchased directly from airlines.

All other eligible purchases are eligible for two points per $1 Five points per dollar are available on flights up to $500,000 that have been booked with American Express Travel or directly with the passenger airline.

All eligible purchases, including hotel bookings made with American Express Travel and flight and hotel package reservations on amextravel.com are worth one point each. Marriott Bonvoy Brilliant American Express Card Users Get 75,000 Marriott Bonvoy Bonus Points.

After you spend $3,000 on eligible purchases with your Card within 3 months, you will earn 75,000 Marriott Bonvoy points. For eligible purchases made in the U.S., you can also earn $200 in Statement credits. Within the first six months of your Card Membership, restaurants are eligible.

You will receive 100,000 Membership Rewards points if you make a purchase on your Card after spending $6,000 in the first six months. You can earn 10x points when you shop small in the U.S. with The Platinum Card by American Express.

Benefits: Marriott Bonvoy Brilliant American Express card benefits include $300 in statement credits per year for eligible purchases at Marriott Bonvoy hotels. Priority Pass Select airport lounge access is also available, as well as a free annual one-night hotel stay.

Benefits of The Platinum Card American Express include a maximum $200 credit per calendar year for incidental airline fees, credit for Global Entry and TSA Pre Check fees as well as up to $200 annually in Uber Cash.

Marriott Bonvoy Brilliant American Express Card vs. Citi Prestige Credit Card

Annual Fee: The Marriott Bonvoy Brilliant America Express Card has a $450 fee and the Citi Prestige Credit Card has a $495 fee. Each authorized user must pay $75.

Reward: Marriott Bonvoy Brilliant American Express card holders receive six points per $1 on eligible purchase at Marriott Bonvoy hotels, three points per $1 on direct flights from American airlines and purchases made at U.S. restaurants. All other purchases are eligible for two points each dollar Citi Prestige Credit Card offers five points per $1 on dining and air travel, three points on hotels and cruise lines, and one point for all purchases.

You can get 75,000 Marriott Bonvoy Bonus Points when you purchase $3,000 within 3 months with your Marriott Bonvoy Brilliant American Express card. For eligible purchases made in the U.S., you can also earn $200 in Statement credits Within the first six months of card membership, restaurants are eligible.

Benefits: Citi Prestige Credit Card gives you 50,000 bonus points for every $4,000 spent within the first three months. Marriott Bonvoy Brilliant American Express Card Holders get a one-night free hotel stay and $300 in Statement Credits yearly for any eligible purchase at Marriott Bonvoy Hotels.

Other benefits include baggage insurance and access to Priority Pass Select airport lounges. Citi Prestige Credit Card benefits include a $250 travel credit per calendar year, credit towards Global Entry and TSA Pre Check fees as well as Priority Pass Select airport lounge access. You can also book up to four nights consecutively through Citi Thank You Rewards for a fourth night free at any hotel you choose.

Redeeming Rewards

Maximizing Rewards

Annual Fees

Conclusion

Do You Need the Marriott Bonvoy Brilliant American Express Card?

If you do:

Stay at the Marriott Bonvoy Hotels a lot!
You can take advantage of the generous welcome offer Frequent foreign transactions.
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No late fees. Reduced interest charges. Pay off

American Express