Chase Sapphire Reserve vs. Mastercard Gold Card
Annual Fee: Mastercard Gold Card charges a $995 fee per year, while Chase Sapphire Reserve charges a $550 fee.
Reward Program: One point for every dollar spent on Mastercard Gold Card purchases. This card provides 2% cashback redemptions, and airfare redemptions are worth 2%. Chase Sapphire Reserve rewards program gives you 10 points for Lyft ride (valid until March 2022), 3 points per $1 on travel after earning $300 in travel credit, and 3 points per $1 on dining out at restaurants.
Sign-up bonus: Mastercard Gold Card offers no sign-up bonus. Chase Sapphire Reserve cardholders will be eligible to earn 50,000 bonus point when they spend $4,000 within the first three months of account opening. Chase Ultimate Rewards allows you to redeem this bonus for $750 towards travel.
Benefits: Mastercard Gold Card Holders Get Benefits, including: a credit towards Global Entry and TSA Precheck expedited screening, access to airport lounges with Priority Pass Select and an auto rental collision waiver. You also get baggage delay insurance and cellphone protection. Trip cancellation and interruption insurance is available.
Chase Sapphire Reserve benefits are free of foreign transaction fees and include access to Priority Pass Select airport lounges, an auto rental collision waiver, baggage delay insurance, cellphone protection, trip cancellation and interruption insurance, as well as a fee credit towards TSA Global Entry.
Mastercard Gold Card Vs. American Express Platinum Card
Annual Fee: Mastercard Gold Card charges $995 fee per year is due. A $695 annual fee is required for the Platinum Card of American Express.
Reward Program: One point for every dollar spent on Mastercard Gold Card purchases. You can redeem points for up to 2% in airfare redemptions or cash back redemptions. American Express Platinum Card cardholders can earn 10x points for eligible purchases at restaurants around the world and Shop Small in America.
This is all within the first six months of Card Membership. Five points per dollar are available on all flights that you book directly with American Express Travel or airlines. Bonus points for these categories are limited to $500,000 combined purchase each year. Five points are earned for every dollar spent on eligible hotels when booked through American Express Travel.
Introduction bonus: The Mastercard Platinum Card doesn't offer an intro bonus. American Express' Platinum Card allows cardholders to get 100,000 points after they spend $6,000 in their first six months.
Benefits: Mastercard Gold Card Holders get a fee Credit towards Global Entry and TSA Precheck Expedited Screening, Priority Pass Select Airport Lounge Access, an Auto Rental Collision Waiver, Baggage Delay Insurance, Mobile Protection, Trip Cancellation and Interruption Insurance, as well as a $200 Annual Airline Credit.
American Express Platinum Card allows you to get purchase protection, rental car coverage, extended warranty coverage and platinum concierge. You also have access to the Global Lounge collection, $200 airline credit, TSA Precheck or Global Entry fee credits, as well as up to 200 Uber rides per year.
