Join other Bright customers who are paying off thousands of dollars of debt.
Join BrightMastercard Gold Card was designed for high-income customers who have excellent credit. This luxury card rewards program offers one point for every dollar spent. You can redeem points for an airfare redemption of 2% (50,000 points are worth $1,000) or cash back for 2%.
The Mastercard Gold Card requires a $995 annual fee, however cardholders get access to many travel and shopping benefits. Mastercard Gold Card offers a variable APR of 14.99%
Balance transfer balances: Zero percent APR initial period. The Mastercard Gold Card provides a 0% balance transfer rate for the 45-day period following account opening. This is for 15 billing cycles. The 14.99% variable APR applies thereafter.
Benefits for travelers: Mastercard Gold Card provides a variety of travel benefits, including zero foreign transaction fees and up to $200 annually in airline credit. Also, the fee credit towards Global Entry or TSA Precheck expedited screening.
Priority Pass Select VIP access allows you to lounge access at airports.
An annual fee of $995 is required for the Mastercard Gold Card.
Balance transfers are exempt from the zero percent APR initial period.
The Mastercard Gold Card offers a 0% APR for 15 billing cycles.
This applies only to balance transfers made within the first 45 day after opening an Account. Standard APR: 14.99% Variable
You earn points for every dollar you spend. Luxury Card increases your buying power. It gives you one point per dollar spent. Each purchase brings you closer to the reward you desire.
Airfare Redemption Value 2% 50,000 Points will earn you a $1,000 flight on any airline without blackout dates and seat restrictions.
Cashback Redemptions: 2% Cashback can be applied to a statement credit or deposited into an American bank account. With a range of benefits, you can shop and travel with ease knowing that your purchase will be safe and secure.
Members of Mastercard Gold Cards receive an annual credit up to $200 for air travel on purchases related to flights, including tickets and baggage fees. The credit is automatically applied to your Luxury Card account for your convenience.
Enjoy expedited entry into the United States via Global Entry from International Destinations TSA Pre is an expedited domestic security screening program that Global Entry members can take part in at all participating US airports.
You will have complimentary access to over 1,200 lounges in airports all around the globe with Priority Pass select, regardless of which airline or ticket class you booked. Priority Pass Select is automatically available to Mastercard Gold Card or Mastercard Black Card holders.
Get Mastercard Gold Card benefits: The Mastercard Gold Card holders get the following benefits:
An expedited screening fee credit for Global Entry and TSA Precheck.
Priority Pass Select allows you to access airport lounges.
Collision waiver for auto rental.
Baggage delay insurance.
Protection for your cell phone.
Mastercard global service.
Protection against Mastercard ID Theft.
Shoprunner free 2-day shipping.
Travel accident insurance.
Services for travel assistance.
Trip cancellation insurance and trip interruption insurance.
A $200 per year airline credit.
Annual Fee: Mastercard Gold Card charges a $995 fee per year, while Chase Sapphire Reserve charges a $550 fee.
Reward Program: One point for every dollar spent on Mastercard Gold Card purchases. This card provides 2% cashback redemptions, and airfare redemptions are worth 2%. Chase Sapphire Reserve rewards program gives you 10 points for Lyft ride (valid until March 2022), 3 points per $1 on travel after earning $300 in travel credit, and 3 points per $1 on dining out at restaurants.
Sign-up bonus: Mastercard Gold Card offers no sign-up bonus. Chase Sapphire Reserve cardholders will be eligible to earn 50,000 bonus point when they spend $4,000 within the first three months of account opening. Chase Ultimate Rewards allows you to redeem this bonus for $750 towards travel.
Benefits: Mastercard Gold Card Holders Get Benefits, including: a credit towards Global Entry and TSA Precheck expedited screening, access to airport lounges with Priority Pass Select and an auto rental collision waiver. You also get baggage delay insurance and cellphone protection. Trip cancellation and interruption insurance is available.
Chase Sapphire Reserve benefits are free of foreign transaction fees and include access to Priority Pass Select airport lounges, an auto rental collision waiver, baggage delay insurance, cellphone protection, trip cancellation and interruption insurance, as well as a fee credit towards TSA Global Entry.
Annual Fee: Mastercard Gold Card charges $995 fee per year is due. A $695 annual fee is required for the Platinum Card of American Express.
Reward Program: One point for every dollar spent on Mastercard Gold Card purchases. You can redeem points for up to 2% in airfare redemptions or cash back redemptions. American Express Platinum Card cardholders can earn 10x points for eligible purchases at restaurants around the world and Shop Small in America.
This is all within the first six months of Card Membership. Five points per dollar are available on all flights that you book directly with American Express Travel or airlines. Bonus points for these categories are limited to $500,000 combined purchase each year. Five points are earned for every dollar spent on eligible hotels when booked through American Express Travel.
Introduction bonus: The Mastercard Platinum Card doesn't offer an intro bonus. American Express' Platinum Card allows cardholders to get 100,000 points after they spend $6,000 in their first six months.
Benefits: Mastercard Gold Card Holders get a fee Credit towards Global Entry and TSA Precheck Expedited Screening, Priority Pass Select Airport Lounge Access, an Auto Rental Collision Waiver, Baggage Delay Insurance, Mobile Protection, Trip Cancellation and Interruption Insurance, as well as a $200 Annual Airline Credit.
American Express Platinum Card allows you to get purchase protection, rental car coverage, extended warranty coverage and platinum concierge. You also have access to the Global Lounge collection, $200 airline credit, TSA Precheck or Global Entry fee credits, as well as up to 200 Uber rides per year.